Earn 120,000 Membership Rewards® Points after you spend $15,000 in qualifying purchases on the Card within your first 3 months of Card Membership.
1.5X Membership Rewards® points on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com.
Earn a $100 statement credit after you spend $1,000 on purchases in the first 3 months of account opening
3X ThankYou® Points for every $1 spent at gas stations.
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
5% cash back on Lyft rides through March 31, 2025
2 x Cash Back with Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
5% Cashback Bonus at Target
If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
Medical Debt in New York? No Problem for Your Credit Score!
song.url
If medical bills have been a weight on your financial shoulders, New York has just delivered a game-changing solution. In a bold move to protect consumers, New York State has implemented a law ensuring that no medical debt—whether old or new—can be reported to credit bureaus. That’s right—your medical bills are officially off the credit score radar!
Here’s what you need to know about this sweeping legislation and why it’s a financial game-changer for New Yorkers.
As of 2023, New York law prohibits medical debt from being reported to credit bureaus. This means:
This law goes beyond what most states offer, including neighboring New Jersey, where only new medical debt (incurred after July 2024) is exempt from credit reporting. New York’s approach covers all medical debt, past and future—a major win for consumer rights.
Medical debt is one of the most unpredictable and challenging forms of debt. It can arise suddenly, leaving individuals with large, unplanned expenses. Before laws like this, unpaid medical bills could:
With this new law, New Yorkers no longer have to fear their credit scores taking a hit due to healthcare costs. It’s a lifeline for individuals already juggling debt and helps pave the way to financial stability.
New York’s law is among the strongest in the nation. Here’s how it stacks up:
New York’s comprehensive approach sets a new benchmark, ensuring medical debt won’t define your financial future.
This law doesn’t erase medical debt—you still owe what you owe. However, the big difference is how it affects your financial opportunities:
While this law is a major step forward, it’s important to stay informed:
New York’s medical debt law is a huge win for consumers, offering protection, peace of mind, and better financial opportunities. It’s a bold move that sets the stage for other states to follow suit. If you’re a New Yorker, now’s the time to review your financial goals, check your credit report for non-medical debt, and take charge of your credit health.
Here at CreditCardGuy.com, we’re all about helping you make the most of financial opportunities. Whether you’re managing medical debt or planning your next big financial move, we’ve got the tips, tools, and insights to guide you.
Looking for More Credit Tips?
Subscribe to our blog for the latest updates on credit laws, debt management, and the best credit card offers to maximize your financial success.
Start your financial journey today. Need help applying for credit cards or managing your credit? Contact us anytime!
Related Articles You’ll Love:
Get the latest credit card insights, finance hacks, and exclusive offers. Sign up and shape your financial future now!
0 Comments