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Blue Cash Everyday®
Score Needed: Good to Excellent
Blue Cash Everyday®
At a glance
Welcome Offer

Earn $200 back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $250 back in the form of a statement credit.

Limited Time Offer
New Offer
All time high
Rewards

3% cash back on U.S. online retail purchases, on up to $6,000 per year in purchases (then 1%)

3% cash back on gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%)

3% cash back on gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%)

3% cash back on U.S. online retail purchases, on up to $6,000 per year in purchases (then 1%)

1X
Points on other purchases
Intro APR
0% on purchases for 15 months
Balance Transfer Intro
0% on balance transfers for 15 months
Regular APR
18.74% - 29.74% Variable
Annual Fee
$0
Blue Cash Everyday®

The American Express Blue Cash Everyday® Card offers a practical reward for everyday drivers: earn 3% cash back at U.S. gas stations on up to $6,000 per year in purchases, and 1% thereafter. Maximize your savings simply by fueling up. Ideal for regular commuters looking to get more from their everyday spending.

Application Pending? Check your status online at AmericanExpress.com/Application-Status or by calling 1-800-567-1083. Sometimes, all they need is a quick verification.

Thinking About 2 Cards? You can only get approved for up to - and including- 5 Amex credit cards (including personal and business), but this rule isn’t always enforced (please note the total of 5 credit cards excludes some Amex cards that are No Preset Spending Limit* cards like the Amex Platinum, Amex Gold, etc)

Application Declined? If your Amex application was declined, you can ask for reconsideration within 30 days without a new credit check, or up to 90 days with a new one. When you call, you can ask to move credit from another Amex card or close an old card to get the new one. If they need a tax return, send what you have—it doesn't need to match your stated income. A bank statement might work too.

Approval Rules: American Express follows a maximum of 2 card approvals within 90 days, known as the 2/90 Rule. You can hold up to 5 credit cards, excluding No Preset Spending Limit cards, with a limit of 10 such cards. Additionally, you are allowed one Platinum variant every 90 days.

Limit Increase
Credit Inquires
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For existing Amex cardholders — Amex does not pull your credit for new credit card applications.
Application Inquires Credit inquiries for same-day applications will be combined, as long as they are both approved for on the same day. Note, for some existing Amex credit cardholders, Amex will| not do a hard credit pull when applying for a new credit card at any time
Welcome Offer Eligibility: Welcome Offer Eligibility You can only receive 1 welcome bonus per lifetime on each Amex credit card. If you are not eligible for the welcome bonus you will be notified by Amex before you submit the application.
Downgrade Options
Getting your card
Quickest way to get my card: Amex will sometimes give you an instant credit card number after approval, but not always. Amex physical credit cards cannot be expedited (except for the platinum cards) and will arrive after 5-7 business days
Rescore your report: To update your balance off-cycle, call 1-800-874-2717. The update will take up to 5 business days.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Credits

$84 Disney Bundle Credit

Get a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card to spend $9.99 or more each month on a subscription1 to the Disney Bundle. Valid only at DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S.

Terms Apply. Enrollment required. Please visit americanexpress.com/benefitsguide for more details. This benefit provides credits for Disney Bundle subscriptions. Eligibility and Benefit level varies by Card.

Credits

$180 Home Chef Credit

Choose the best Home Chef meal kit for you. Get up to $15 in statement credits back per month after you use your enrolled Blue Cash Everyday® Card to purchase a Home Chef subscription.

Terms Apply. Enrollment required. Please visit americanexpress.com/benefitsguide for more details. This benefit provides credits for Home Chef meal kit deliveries. Eligibility and Benefit level varies by Card.

Extra Redemption Value

ShopRunner

Get free 2-day shipping* on eligible items at a growing network of 100+ online stores with ShopRunner. Enroll in complimentary membership as a benefit of your eligible Card.

Terms Apply. Enrollment required. Please visit americanexpress.com/benefitsguide for more details. This benefit provides complimentary ShopRunner membership which includes free 2-day shipping and free returns at participating online stores. Eligibility and Benefit level varies by Card.

Purchase Protection

Purchase Protection

Shop with added confidence and Purchase Protection♦, which can help protect Covered Purchases made with your Eligible Card against accidental damage and theft for up to 90 days from the Covered Purchase date. Coverage Limits Apply.

When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited to up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your Cash to any of the following American Express Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
0% on balance transfers for 15 months
Balance transfer Fee
Balance transfer Terms

The balance transfer must be made within the first 60 days of account opening

Foreign Transactions
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Upgrade Your Wallet!
Blue Cash Everyday® Click learn more to see if you qualify

More questions? More answers.

Can I shift a credit limit from a card held by my partner to one of my cards if we are part of the same business?
No, you cannot transfer credit limits between different individuals' accounts, even if they are within the same business.
What is the minimum remaining credit limit required to transfer balances between Amex cards without being declined?
You must leave a minimum of $1,000 on the card you are transferring from if you want to keep both cards open.
I paid my balance and it no longer shows on my credit report but I still got denied for an Amex card due to a high balance. How can that be?
For existing customers, Amex doesn’t usually pull a new credit report. They base the decision on a credit report they get through the monthly soft pull they do for all cardholders, which can be up to 30 days ago. Unfortunately, there is no way to get Amex to pull a new report. On the letter you receive from Amex, it will tell you which date the report was pulled. I would advise you to reapply 30 days later.