140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
5X total points on dining
5X total points on travel
5X total points at gas stations
IHG One Rewards Premier
Unlock your dream vacations with the Chase IHG One Rewards Premier card. Celebrate yearly with a free hotel night, earn up to 26x points on stays, and enjoy a fourth night free. With Automatic Platinum Elite Status, travel protections, no foreign transaction fees, and application fee credits for Global Entry or TSA PreCheck®, this card enhances every journey.
Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.
Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.
Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
Trip Cancellation Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
Extra Redemption Value
Save 20% when you purchase points with your IHG One Rewards Premier credit card.
Free Night Certificate
When you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
Lost Luggage Insurance
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Upgraded Statuses
As an IHG One Rewards credit cardmember, you are upgraded to IHG One Rewards Platinum Elite status for as long as you remain a Premier cardmember, and as long as your IHG One Rewards membership remains in good standing.
Global Entry and TSA Pre-check
Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card.
Credits
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
Luggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Anniversary Bonus
Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.
Anniversary Bonus
Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.
Why We Like it
If you're always planning your next getaway, the Chase IHG One Rewards Premier card is a game-changer. Here’s why we love it:
- Free Anniversary Night – Celebrate yearly with a complimentary night at IHG hotels.
- High Points Earning – Earn up to 26x points on IHG stays.
- Fourth Night Free – Enjoy an extra night at no additional cost when booking with points.
- Automatic Platinum Elite Status – Receive VIP treatment automatically.
- Travel Protections – Trip cancellation and interruption insurance.
- No Foreign Transaction Fees – Spend abroad without extra charges.
- Global Entry, TSA PreCheck®, or NEXUS Credit – Up to $100 every 4 years for application fees.
Pack your bags and start making those travel dreams come true!