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Southwest Rapid Rewards® Performance Business
Score Needed: Good to Excellent
Southwest Rapid Rewards® Performance Business
At a glance
Welcome Offer

Earn up to 120,000 points - earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening and an additional 40,000 points when you spend $15,000 in 9 months.

Limited Time Offer
New Offer
All time high
Rewards

4x points per $1 spent on Southwest® purchases.

3x points per $1 spent on Rapid Rewards® hotel and car rental partners.

2x points per $1 spent on local transit and commuting, including rideshare.

2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services.

1x point per $1 spent on all other purchases.

Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$199
Southwest Rapid Rewards® Performance Business

Unlock a world of travel with the Chase Southwest Rapid Rewards® Performance Business Card. Earn 80,000 bonus points after qualifying purchases, enjoy 3X points on Southwest purchases, and get 4 upgraded boardings per year. Plus, benefit from in-flight WiFi credits and no foreign transaction fees. Perfect for the business traveler seeking more value.

Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.

Thinking About 2 Cards? If you get approved for one Chase card, try applying for a second on the same day. If your first application is still pending, wait for it to be approved before applying for another.

Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.

Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.

Limit Increase
Credit Inquires
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Chase Bank will usually pull your Experian credit report.
Application Inquires Inquiries for all personal or all business cards on the same day are combined, but personal and business inquiries aren’t mixed.
Welcome Offer Eligibility: Chase might not approve you if you’ve already gotten a welcome bonus on the Chase Ink Cash card for the same business in the last 24 months. But if you do get approved, you’ll still get the bonus. You can still get approved and receive the bonus even if you’ve had a bonus from other Chase Ink cards (like Ink Preferred, Ink Premier, or Ink Unlimited) within 24 months. You can also apply for the same card for a different business, even with the same owner, and get the bonus within 24 months.
Downgrade Options

The Southwest Rapid Rewards Performance Business card can be downgraded to the Southwest Business Premier ($99). Please note, Chase will only allow you to downgrade the card after 12 months of account opening.

Getting your card
Rescore your report: To update your balance off-cycle, call 1-888-682-8361. If you pay your balance to zero, Chase will automatically update your report within 48 hours.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption

You can use the points to Pay Yourself Back at 1.0 cent per point to pay the annual fee and 0.8 cents per point for up to $200 total in statement credits to offset purchases in the following categories:

  • Dining
  • Gas
Travel Redemption

The points can be used at approximately 1 penny per point to book award flights with one of the Southwest airline partners.

You can book award flights using your Southwest miles with Southwest airlines and its partners here.

Transfer your Southwest Rapid Rewards to any of the following Chase Travel Partners.
Points Transfer Partners
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Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
Southwest Rapid Rewards® Performance Business Click learn more to see if you qualify

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Additional resources
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