Earn up to 120,000 points - earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening and an additional 40,000 points when you spend $15,000 in 9 months.
4x points per $1 spent on Southwest® purchases.
3x points per $1 spent on Rapid Rewards® hotel and car rental partners.
2x points per $1 spent on local transit and commuting, including rideshare.
2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services.
1x point per $1 spent on all other purchases.
Southwest Rapid Rewards® Performance Business
Unlock a world of travel with the Chase Southwest Rapid Rewards® Performance Business Card. Earn 80,000 bonus points after qualifying purchases, enjoy 3X points on Southwest purchases, and get 4 upgraded boardings per year. Plus, benefit from in-flight WiFi credits and no foreign transaction fees. Perfect for the business traveler seeking more value.
Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.
Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.
Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.
The Southwest Rapid Rewards Performance Business card can be downgraded to the Southwest Business Premier ($99). Please note, Chase will only allow you to downgrade the card after 12 months of account opening.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
You can use the points to Pay Yourself Back at 1.0 cent per point to pay the annual fee and 0.8 cents per point for up to $200 total in statement credits to offset purchases in the following categories:
- Dining
- Gas
The points can be used at approximately 1 penny per point to book award flights with one of the Southwest airline partners.
You can book award flights using your Southwest miles with Southwest airlines and its partners here.
Why We Like it
If you're running a business and flying often, the Chase Southwest Rapid Rewards® Performance Business card is a no-brainer. Here are the top reasons why we love it:
- Hefty Sign-Up Bonus: Get 80,000 points after spending $5,000 in the first 3 months.
- Earn Points Quickly: 3x points on Southwest purchases and 2x on social media and search engine advertising, internet, cable, and phone services.
- Travel Benefits: Four upgraded boardings per year.
- No Foreign Transaction Fees: Pay abroad without extra charges.
- In-Flight Wi-Fi Credits: Save big on in-air connectivity.
- Earn Tier Qualifying Points: Get closer to A-List status with 1,500 TQPs for every $10,000 spent.
- Global Entry/TSA Pre✓® Fee Credit: Breeze through airport security.
- Companion Pass Eligibility: Earn more points to bring a buddy for free.
- Anniversary Bonus: 9,000 bonus points each year on your account anniversary.
- Points Don’t Expire: Use your points whenever you want.
Grab this card and make your business travel more rewarding!
Considerations
Chase Southwest Rapid Rewards® Performance Business Card
- Annual fee: $199.
- Limited airline options: Best for Southwest Airlines.
- No intro APR.
- Companion pass requires significant spending.
- Fewer luxury perks.
- Limited international routes.
- High APR.
- Reward redemption constraints: Best for Southwest flights.