Earn $350 when you spend $3,000 on purchases in the first 3 months and an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening plus earn a 10% Business Relationship Bonus.
5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
1% cash back on all other card purchases with no limit to the amount you can earn.
Unlock the potential of your business with the Chase Ink Business Cash® Card. Earn 5% cash back on office supplies and internet services, 2% at gas stations and restaurants, and 1% on everything else. Plus, enjoy no annual fee and rich rewards, all while keeping your expenses organized and under control.
Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.
Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.
Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
With just the Ink Business Cash® Credit Card, you can't transfer points to partners.
However, if you also have the Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Preferred, you can first move your points to one of these cards and then transfer them to any Chase Travel Partner.
The Chase Ink Business Cash® card is a favorite among business owners for its impressive rewards and practical benefits. Here’s why we love it:
The Chase Ink Business Cash® card offers great benefits, especially for new purchases with its 0% Intro APR for the first 12 months. However, it's important to consider some potential drawbacks before applying.
