80,000 Bonus Miles After You Spend $5,000 On Purchases In The First 3 Months From Account Opening
4X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.
2X miles per $1 spent on dining including eligible delivery services
United Club℠ Infinite
Unlock a world of travel luxury with the Chase United Club℠ Infinite card. Enjoy unlimited United Club lounge access, two free checked bags, priority boarding, and no foreign transaction fees. Earn 4X miles on United purchases and 2X on travel and dining. Plus, benefit from travel insurance, rental car coverage, and exclusive hotel perks. Experience seamless travel with $100 annual United credit and more.
Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.
Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.
Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.
The Chase United Club card can be downgraded to the Chase United Explorer ($95) or to the Chase United Gateway ($0). Please note, Chase will only allow you to downgrade the card after 12 months of account opening.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
Miscellaneous Benefits
Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. Available 365 days a year from home or abroad.
Upgraded Statuses
Enjoy a United Club membership – up to a $650 value per year – as long as you remain a Cardmember. United Club locations offer a place to work, relax, and enjoy complimentary beverages and snacks before your flight. The primary Cardmember and eligible travel companions will enjoy access to all United Club locations and participating Star Alliance™ affiliated lounges worldwide.
Miscellaneous Benefits
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. United MileagePlus® Visa Signature® Cardmembers may also use award miles to enjoy exclusive experiences, such as winemaker dinners and other unique virtual events. Please visit to learn more.
Trip Delay Insurance
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
Trip Cancellation Insurance
If your trip is canceled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses including passenger fares, tours, and hotels.
Hotel Collection
This exceptional group of over 1,000 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember benefits with every stay. Make a reservation through the program using your Chase card to receive the following benefits including daily breakfast for two, a special benefit unique to each property, such as a dining or spa credit, complimentary Wi-Fi, a room upgrade, if available, and early check-in and late checkout, if available. Please visit for more information.
Return Protection
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. Up to $500 per item, $1,000 per year
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.
Upgraded Statuses
The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.
Priority Boarding
Receive preferential treatment to ease your way through the airport with priority check-in, security screening, boarding, and baggage handling privileges (where available).
Extra Redemption Value
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
Lost Luggage Insurance
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Upgraded Statuses
The primary Cardmember is eligible for Platinum Elite status in IHG One Rewards (enhance your stay with complimentary room upgrades and extended check-out as available, earn points towards free nights and elite points that never expire). Plus, receive up to $75 in statement credits as reimbursement for IHG® Hotels and Resorts purchases charged to your card from January 1, 2023, through December 31, 2023.
Global Entry and TSA Pre-check
Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.
Free Baggage
The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free (up to $35 value for the first checked bag and up to $45 value for the second checked bag, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card. For complete details, please visit .
Extended Warranty
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
Extra Redemption Value
Premier qualifying points (PQP) help you earn MileagePlus Premier® status, which provides you with an enhanced travel experience. You'll earn 500 PQP for every $12,000 you spend on purchases with your Club Card (up to 10,000 Premier qualifying points per calendar year) that can be applied toward your Premier status qualification, up to the Premier 1K level. Visit for details about earning Premier status.
Credits
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
Luggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Upgraded Statuses
The primary Cardmember of the United Club℠ Card is invited to enroll in Avis President's Club® and enjoy complimentary two-car class upgrades, guaranteed car availability, expedited rental service and more. To enroll, please visit
Auto CDW Insurance
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
Extra Redemption Value
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United Club℠ Infinite Card.
Extra Redemption Value
The primary Cardmember will be eligible to book award flights in United Economy on United or United Express with 10% fewer miles.
The points can be used at approximately 1 penny per point to book award flights with one of the following United airline partners:
- United Airlines
- Aegean Airlines
- Air Canada
- Air China
- Air India
- Air New Zealand
- All Nippon Airways (ANA)
- Austrian Airlines
- Avianca
- Brussels Airlines
- Copa Airlines
- Croatia Airlines
- EgyptAir
- Ethiopian Airlines
- EVA Air
- LOT Polish Airlines
- Lufthansa
- Scandinavian Airlines (SAS)
- Shenzhen Airlines
- Singapore Airlines
- South African Airways
- Swiss Airlines
- TAP Portugal
- Thai Airways
Why We Like it
The Chase United Club℠ Infinite card is more than just a credit card; it's your ticket to a world of perks and privileges. Here are the key reasons why we love it:
- Unlimited Access: Get into United Club lounges worldwide.
- Baggage Benefits: Two free checked bags on United flights.
- Priority Boarding: Skip lines and board earlier.
- Luxury Perks: Complimentary Premier Access for expedited services.
- Travel Credits: Annual $100 United travel credit.
- No Foreign Fees: Spend abroad without extra charges.
- Enhanced Rewards: 4 miles per $1 spent on United purchases.
- Inflight Savings: 25% back on United inflight purchases.
- Travel Insurance: Comprehensive trip and baggage delay insurance.
- Rental Car Coverage: Primary rental car insurance.
- Concierge Service: 24/7 access to a personal assistant.
- No Blackout Dates: Redeem miles whenever seats are available.
- Exclusive Events: Access to special cardholder events.
- Luxury Hotel Perks: Enjoy perks at over 1,000 hotels.
- Purchase Protection: Coverage for new purchases against damage or theft.
- Extended Warranty: Extend the warranty on eligible items.
- Contactless Payments: Tap to pay for convenience.
- Annual Fee: $525, but the perks make it worth every penny.
- Lounge Guests: Bring two guests into United Club lounges for free.
Ready to experience travel like never before? The Chase United Club℠ Infinite card is your ultimate companion.
Considerations
Chase United Club℠ Infinite Card
- High annual fee.
- Limited bonus categories.
- United Club membership valuable only for frequent United flyers.
- Limited award seat availability.
- No introductory APR offer.
- More flexible rewards with other travel cards.
- High spending for sign-up bonus.
- Foreign transaction fees.
- Best for earning miles through United flights.
- Limited companion tickets and perks.