Wells Fargo Autograph℠

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Score Needed: Good to Excellent

At a glance

Welcome Offer

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value

Limited Time Offer

New Offer

All time high

Rewards

3X points across key categories, including dining at restaurants, gas stations, electric vehicle charging stations, popular streaming services, and travel. Get rewarded for your everyday spending, from dining in, take-out, catering, and delivery to gas, streaming your favorite content, and travel expenses like airfare, hotels, car rentals, and cruises.

3X points - Popular Streaming Services: content at home or on the go

3X points - Restaurants: dining in, take-out, catering, delivery and more

3X points on Transit: subways, ride shares, parking, tolls and more

3X points on Phone Plans: cell phone and landline providers

3X points on Travel: airfare, hotels, car rentals, cruises and more

Points on other purchases

Intro APR

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Balance Transfer Intro

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Regular APR

Annual Fee

Wells Fargo Autograph℠

Application Tips

Get the best results with each application

Thinking About 2 Cards? You might not qualify for a 2nd Wells Fargo credit card if you have opened a Wells Fargo card in the last 6 months

Reconsideration up to 60 days. Usually, Wells Fargo Bank will only do a hard credit pull if there has been a change in a negative mark on your report.

Limit Increase

Credit Inquires

No items found at this time

Experian or Equifax - In some states they pull both Experian and Equifax.

Application Inquires Some data points suggest that credit inquiries for same-day applications will be combined, but some data points suggest that credit inquiries for same-day applications will not be combined

Welcome Offer Eligibility:

Downgrade Options

Getting your card

Rescore your report: Wells Fargo does not offer off-cycle reporting.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits

Card holder benefits

As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.

Reward Terms

No items found.

Roadside Assistance

Roadside Dispatch®

A 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, or locksmith service when you need them. For assistance, call 1-800-847-2869. Refer to your Guide to Benefits for more information. Terms apply.

Hotel Collection

Luxury Hotel Collection

Enjoy a premium collection of benefits at a selection of

the world’s most intriguing and prestigious properties.

Learn more about the Visa Signature Hotel Collection

at VisaSignatureHotels.com

Miscellaneous Benefits

Credit Close-Up

With Credit Close-Up you own the skills to help understand and track your FICO® Score, raise it, or maintain it. Enroll to receive monthly FICO® Score updates and personalized credit insights. It’s complementary to Wells Fargo Online® customers and using it won’t negatively affect your score.12 For additional information, visit wellsfargo.com/ficoscore.

Miscellaneous Benefits

Concierge service, 24/7

Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature Concierge.

Cell Phone Protection

Cellular Telephone Protection

Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Auto CDW Insurance

Auto rental collision damage waiver

Covers theft, damage, valid loss-of-use charges imposed and substantiated by the rental company, administrative fees and reasonable and customary towing charges to the nearest qualified repair facility.

Rewards redemption

Redeem your spending bonus

How to Redeem your valuable credits

Cash Redemption

Travel Redemption

Transfer your to any of the following Wells Fargo Travel Partners.

Points Transfer Partners

No transfer partners found

Fees

Fees you may encounter as a cardmember

See Rates and Fees

Balance transfer Intro Offer

N/A

Balance transfer Fee

Balance transfer Terms

Foreign Transactions

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Wells Fargo Autograph℠

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Why We Like it

Considerations

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