1X points on rent payments without the transaction fee, up to 100,000 points each calendar year.
2X points on travel.
3X points on dining.
1X points on other purchases
Bilt Mastercard®
Unlock the power of every purchase with the Wells Fargo Bilt Mastercard®. Rack up points on rent payments without fees, and earn on everyday spending. Dive into travel perks, dining rewards, and no annual fee. Plus, enjoy exclusive access to events and a versatile points transfer program. Make your spending work harder for you!
Reconsideration up to 60 days. Usually, Wells Fargo Bank will only do a hard credit pull if there has been a change in a negative mark on your report.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
Why We Like it
Looking for a credit card that truly rewards your lifestyle? Check out the Wells Fargo Bilt Mastercard®:
- Earn Big on Rent: Pay rent and earn points effortlessly.
- Flex Points: Redeem points for flights, hotels, fitness classes, concerts, and more.
- No Annual Fee: Enjoy rewards without an annual fee.
- Travel Perks: Experience fantastic travel benefits.
- Dining Rewards: Earn extra points when dining out.
- Build Credit: Improve or maintain your credit score.
- Wide Acceptance: Use it almost anywhere, worry-free.
Switch to Wells Fargo Bilt Mastercard® and elevate your spending and saving!
Considerations
Considering the Wells Fargo Bilt Mastercard®? It’s a great choice for renters, but here are a few downsides:
- Limited Appeal: If you don’t rent, many benefits are rental-focused.
- Active Use Required: Must make five transactions each month to earn points.
- No Introductory APR: No offer for big purchases.
- Indirect Rent Payments: Rent payments must go through the Bilt Rewards program.
- Complex Rewards: Reward structures and categories may be confusing if you prefer simplicity.