20,000 Bonus Miles After You Spend $1,000 On Purchases In The First 3 Months From Account Opening
2X miles per $1 spent at gas stations
2X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United purchases
United Gateway℠
The Chase United Gateway℠ card makes travel rewarding and hassle-free. Enjoy no annual fee, earn bonus miles to jumpstart your adventures, and get 2x miles on United, gas, and transit. All other purchases earn 1x miles. Enjoy priority boarding, 25% back on in-flight purchases, no foreign transaction fees, and access to United’s travel partners. Perfect for the savvy traveler!
Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.
Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.
Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
Miscellaneous Benefits
Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
Trip Cancellation Insurance
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by covered situations like sickness or injury.
Hotel Collection
This exceptional group of over 1,000 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember benefits with every stay. Make a reservation through the program using your Chase card to receive the following benefits including daily breakfast for two, a special benefit unique to each property, such as a dining or spa credit, complimentary Wi-Fi, a room upgrade, if available, and early check-in and late checkout, if available. Please visit for more information.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
Extended Warranty
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
Credits
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
Auto CDW Insurance
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
Extra Redemption Value
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card.
The points can be used at approximately 1 penny per point to book award flights with one of the following United airline partners:
- United Airlines
- Aegean Airlines
- Air Canada
- Air China
- Air India
- Air New Zealand
- All Nippon Airways (ANA)
- Austrian Airlines
- Avianca
- Brussels Airlines
- Copa Airlines
- Croatia Airlines
- EgyptAir
- Ethiopian Airlines
- EVA Air
- LOT Polish Airlines
- Lufthansa
- Scandinavian Airlines (SAS)
- Shenzhen Airlines
- Singapore Airlines
- South African Airways
- Swiss Airlines
- TAP Portugal
- Thai Airways
Why We Like it
The Chase United Gateway℠ card is perfect for anyone looking to maximize travel benefits without the hassle. Here’s why we love it:
- No Annual Fee - Keep your money for your next adventure.
- Generous Bonus Miles - Kickstart your journey with a welcome boost.
- 2x Miles on United Purchases - Earn double miles whenever you fly United.
- 1x Miles on All Other Purchases - Rack up miles on everything you buy.
- Priority Boarding - Skip the lines and board earlier.
- 25% Back on In-Flight Purchases - Save on snacks and drinks while flying.
- No Foreign Transaction Fees - Shop globally without extra charges.
- Access to United’s Travel Partners - More options for redeeming miles.
Ready to make your travel smoother and more rewarding? The Chase United Gateway℠ card is here for you.
Considerations
The Chase United Gateway℠ card has its perks, but it's important to consider the downsides too. Here are a few cons to keep in mind:
- Limited travel perks compared to premium cards.
- No free checked bags benefit.
- No access to United Club lounges.
- No annual travel credit.
- Foreign transaction fees apply.
- Lower reward rate on non-United purchases.
- Intro bonus is less lucrative than some other travel cards.
- No travel insurance benefits.
- Limited flexibility in redeeming miles for non-United flights.