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Wells Fargo Active Cash®
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Score Needed: Good to Excellent
Wells Fargo Active Cash®
At a glance
Welcome Offer

Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months.

Limited Time Offer
New Offer
All time high
Rewards
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Intro APR
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Balance Transfer Intro
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Regular APR
Annual Fee
0
Wells Fargo Active Cash®
Application Tips
Get the best results with each application
Thinking About 2 Cards? You might not qualify for a 2nd Wells Fargo credit card if you have opened a Wells Fargo card in the last 6 months

Reconsideration up to 60 days. Usually, Wells Fargo Bank will only do a hard credit pull if there has been a change in a negative mark on your report.

Limit Increase
Credit Inquires
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Experian or Equifax - In some states they pull both Experian and Equifax.
Application Inquires Some data points suggest that credit inquiries for same-day applications will be combined, but some data points suggest that credit inquiries for same-day applications will not be combined
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report: Wells Fargo does not offer off-cycle reporting.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
Reward Terms
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Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Wells Fargo Travel Partners.
Points Transfer Partners
Ratio
Transfer Partner
Transfer Time
Ends
Type
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Fees
Fees you may encounter as a cardmember
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Balance transfer Intro Offer
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Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Wells Fargo Active Cash® Click learn more to see if you qualify
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