Back
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Discover it® Cash Back
Score Needed: Good to Excellent
Discover it® Cash Back
At a glance
Welcome Offer

2 x Cash Back with Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

Limited Time Offer
New Offer
All time high
Rewards

5% Cashback Bonus at Target

5% Cashback Bonus at Target

1X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$0
Discover it® Cash Back
Thinking About 2 Cards? 2 cards in 12 months

No reconsiderations

Limit Increase
Credit Inquires
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Pulls primarily from Experian, but can use TransUnion or Equifax if Experian is frozen.
Application Inquires Credit inquiries for same-day applications will be combined. Note, Discover will only approve you for one credit card application within every twelve months. (Combining credit inquiries will only make a difference when declined for your first try and you want to try a new one)
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report: To update your balance off-cycle, call 1-800-347-3085 (or chat with them online) to get your balance updated off-cycle. The update will take up to 48 hours.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Extra Redemption Value

Unlimited Cashback Match

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. So you could turn $50 cash back into $100. Or $100 into $200.

Miscellaneous Benefits

FICO® Credit Score

Discover gives cardmembers a FICO ® Credit score for free on monthly statements, mobile and online.

Credits

5% Cash Back

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Discover Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
Discover it® Cash Back Click learn more to see if you qualify

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