Jurisdiction-Specific ProvisionsThis section outlines the requirements of various legal jurisdictions. Because our users access the Website from different regions, we comply with all applicable laws. If a particular section does not apply to you, those terms are not relevant to your usage of the Website.US State Privacy RightsResidents of certain US states may have specific privacy rights regarding their personal information. These rights are subject to state law, and the interpretation of some laws is still evolving. We strive to comply with these laws in good faith.Colorado Privacy RightsThis section applies to Colorado residents if we:Do business in Colorado, orTarget products or services to Colorado residents and, during a calendar year, control or process personal data of at least 100,000 Colorado residents or derive revenue from the sale of personal data of at least 25,000 Colorado residents.Colorado residents have the following rights:Right to Know: Confirm whether we are processing your personal data.Right to Access: Access your personal data and receive a copy in a portable format.Right to Correction: Correct inaccuracies in your personal data.Right to Deletion: Request deletion of your personal data.Right to Opt-Out: Opt-out of processing for targeted advertising, sale of personal data, or profiling.We may extend the response period for requests by 45 days if necessary and will inform you of any extensions. If we decline a request, we will provide a justification and instructions for appeal within 45 days.Business TransactionsIf the Company sells assets, merges with another company, or goes out of business, user information may be transferred to the successor. By using the Website, you consent to the successor's use of your information under this Privacy Policy.Access and ChoiceYou have options regarding the information we collect:Unsubscribe: Opt-out of emails by clicking the unsubscribe link or contacting us.Opt-Out: To stop receiving marketing materials or sharing your information, send your name, address, and email with your request to opt-out to CreditCardGuy.com/contact or 178 Ocean Parkway.How We Share Personal InformationWe do not share personal information outside the Company unless required by law or stated in this Privacy Policy.Location of Personal InformationWe store and process data in the United States.How We Secure InformationWe implement security measures to protect your information, but no method is completely secure. You can enhance security by using strong, unique passwords and protecting your devices against malware.How We Use Personal InformationWe collect personal information to:Operate and Improve our Website: Ensure the Website runs smoothly, personalize experiences, and maintain security. This includes collecting device data like type, operating system, unique identifiers, settings, geo-location, IP addresses, browser type, and clickstream data.Operate our Business: Fulfill orders, comply with legal requirements, and administer business operations. This includes storing information only in the United States and ensuring compliance with applicable laws.Improve our Goods and Services: Develop new products and enhance existing ones. This includes conducting research, analyzing trends, and understanding user needs.Communicate with You: Provide customer service, send updates, marketing messages, and conduct surveys. This includes various forms of communication like emails, phone calls, and texts.Ensure Compliance with Law: Prevent fraud, investigate claims, and comply with legal processes. This includes ensuring security measures are in place to protect information and addressing any atypical usage or legal actions.What Information We CollectWe collect:Information You Provide: Direct submissions through the Website, such as contact information and preferences.Information We Collect Automatically: Data about your interactions with the Website, such as browser type, IP address, operating system, referring/exit pages, and clickstream data. This information helps us improve the Website and services, comply with contracts, and pursue legitimate business interests.Cookies and Tracking TechnologiesWe use cookies and similar tracking technologies to track activity on our Website and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Website.Third-Party ServicesWe may employ third-party companies and individuals to facilitate our Website, provide the service on our behalf, perform service-related tasks, or assist us in analyzing how our Website is used. These third parties have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.Changes to This Privacy PolicyWe may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.Contact UsIf you have any questions about this Privacy Policy, please contact us:By visiting this page on our website: CreditCardGuy.com/contactBy sending us your information and request to: 178 Ocean Parkway.Key TakeawaysJurisdiction-Specific Compliance: We comply with legal requirements specific to various regions, ensuring your data is handled according to local laws.Privacy Rights for US States: Residents in certain states have specific rights to their personal information, and we strive to comply with these laws.Colorado Privacy Rights: Colorado residents have detailed rights regarding their data, including access, correction, and deletion.Business Transactions: Your data may be transferred if the company undergoes significant changes, but it will remain protected under the same privacy policies.Access and Choice: You have control over your data, including the ability to unsubscribe from communications and opt-out of data sharing.Data Security: We use robust measures to protect your data, though you should also take steps to enhance your security.Use of Personal Information: Your data helps us improve our website, operate our business, and communicate with you effectively.Cookies and Tracking: We use cookies to enhance your experience but provide options to manage your preferences.Third-Party Services: Third parties assisting us will only use your data for specific tasks and are bound to confidentiality.These improvements will make the document more user-friendly and ensure that your website visitors clearly understand their rights and your practices.