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Aeroplan®
Score Needed: Good to Excellent
Aeroplan®
At a glance
Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months. That's enough to fly to another continent.

Limited Time Offer
New Offer
All time high
Rewards

3x points for each dollar spent on grocery stores, dining at restaurants including takeout and eligible delivery services, and Air Canada directly. 1x points for each dollar spent on all other purchases.

Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
21.74% - 28.74% Variable
Annual Fee
$95
Aeroplan®

The Chase Aeroplan® Credit Card is perfect for frequent Air Canada travelers or those looking to earn Aeroplan points. You’ll earn points on everyday spending, with extra rewards on Air Canada purchases, and can redeem them for flights with Air Canada or Star Alliance partners. The card offers solid perks like a free checked bag, priority boarding, and an annual Companion Pass after spending $15,000 in a year. Plus, with no foreign transaction fees and travel protections like trip delay and lost luggage insurance, it’s ideal for anyone wanting to maximize travel rewards and benefits.

Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.

Thinking About 2 Cards? If you get approved for one Chase card, try applying for a second on the same day. If your first application is still pending, wait for it to be approved before applying for another.

Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.

Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.

Limit Increase
Credit Inquires
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Chase Bank will usually pull your Experian credit report.
Application Inquires Inquiries for all personal or all business cards on the same day are combined, but personal and business inquiries aren’t mixed.
Welcome Offer Eligibility: Chase might not approve you if you’ve already gotten a welcome bonus on the Chase Ink Cash card for the same business in the last 24 months. But if you do get approved, you’ll still get the bonus. You can still get approved and receive the bonus even if you’ve had a bonus from other Chase Ink cards (like Ink Preferred, Ink Premier, or Ink Unlimited) within 24 months. You can also apply for the same card for a different business, even with the same owner, and get the bonus within 24 months.
Downgrade Options
Getting your card
Rescore your report: To update your balance off-cycle, call 1-888-682-8361. If you pay your balance to zero, Chase will automatically update your report within 48 hours.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption

You can also Pay Yourself Back by paying for purchases on your card and offsetting the purchases with points. You can get 1.25 cents per point.

This can only be done on purchases within certain categories, and Chase constantly changes the eligible categories. Current categories until 12/31/24 are:

  • Travel
  • Annual fee (No end date)

Until 06/30/2024, there is no limit to the amount of points you can redeem through Pay Yourself Back. As of 06/30/2024, the limit will be 50k points per year.

Travel Redemption

The points can be used at approximately 1 – 1.3 cents per point to book award flights with one of the following Air Canada airline partners:

  • Air Canada
  • Aegean Airlines
  • Air China
  • Air India
  • Air New Zealand
  • ANA – All Nippon Airways
  • Asiana Airlines
  • Austrian Airlines
  • Avianca
  • Brussels Airlines
  • Copa Airlines
  • Croatia Airlines
  • EGYPTAIR
  • Ethiopian Airlines
  • EVA Air
  • Juneyao Airlines (connecting partner)
  • LOT Polish Airlines
  • Lufthansa
  • Scandinavian Airlines
  • Shenzhen Airlines
  • Singapore Airlines
  • South African Airways
  • Swiss
  • TAP Portugal
  • Thai Airways
  • Turkish Airlines
  • United Airlines

You can book award flights using your Aeroplan miles with Air Canada airline and its partners here.

Transfer your Aeroplan Loyalty Program to any of the following Chase Travel Partners.
Points Transfer Partners
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Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
Aeroplan® Click learn more to see if you qualify

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Additional resources
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