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Aeroplan®
Score Needed: Good to Excellent
Aeroplan®
At a glance
Welcome Offer

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months. That's enough to fly to another continent.

Limited Time Offer
New Offer
All time high
Rewards

3X points for each dollar spent on dining at restaurants including takeout and eligible delivery services

3X points for each dollar spent at grocery stores

3X points for each dollar spent with Air Canada directly

3X points for each dollar spent with Air Canada directly

3X points for each dollar spent on dining at restaurants including takeout and eligible delivery services

3X points for each dollar spent at grocery stores

1X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
21.74% - 28.74% Variable
Annual Fee
$95
Aeroplan®

Unlock a world of travel with the Aeroplan® Card. Earn miles on everyday purchases and enjoy exclusive travel perks like priority boarding and complimentary checked baggage. With flexible redemption options, you can fly any airline, stay at top hotels, or even rent cars. It's your ticket to unforgettable adventures, making every dollar spent more rewarding.

Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.

Thinking About 2 Cards? If you get approved for one Chase card, try applying for a second on the same day. If your first application is still pending, wait for it to be approved before applying for another.

Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.

Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.

Limit Increase
Credit Inquires
No items found at this time
Chase Bank will usually pull your Experian credit report.
Application Inquires Inquiries for all personal or all business cards on the same day are combined, but personal and business inquiries aren’t mixed.
Welcome Offer Eligibility: Chase might not approve you if you’ve already gotten a welcome bonus on the Chase Ink Cash card for the same business in the last 24 months. But if you do get approved, you’ll still get the bonus. You can still get approved and receive the bonus even if you’ve had a bonus from other Chase Ink cards (like Ink Preferred, Ink Premier, or Ink Unlimited) within 24 months. You can also apply for the same card for a different business, even with the same owner, and get the bonus within 24 months.
Downgrade Options
Getting your card
Rescore your report: To update your balance off-cycle, call 1-888-682-8361. If you pay your balance to zero, Chase will automatically update your report within 48 hours.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.

Auto CDW Insurance

Credits

Global Entry and TSA Pre-check

Purchase Protection

Trip Cancellation Insurance

Trip Delay Insurance

Upgraded Statuses

Extra Redemption Value

Luggage Delay Insurance

Free Baggage

Purchase Protection

Zero Liability Protection

You won't be held responsible for unauthorized charges made with your card or account information.

Trip Delay Insurance

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

Trip Cancellation Insurance

Trip Cancellation/Trip Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.

Roadside Assistance

Roadside Assistance

If you have a roadside emergency, call the Benefit Administrator to dispatch the help you need. Roadside service fees will be billed to your card.

Purchase Protection

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Extra Redemption Value

Pay Yourself Back®

Redeem points for a statement credit to cover travel purchases made with your Card, such as hotels, car rentals, ride-shares, flights, and more. There is no limit to the amount of points you can redeem through June 30, 2024. Each point is worth 1.25 cents which means you can get a $1,250 statement credit for 100,000 points redeemed.

Upgraded Statuses

New Cardmember 25K Status

New cardmembers will automatically receive Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year.*Opens offer details overlay Enjoy benefits such as Priority Airport Services and upgrades to premium cabins on Air Canada operated flights. Keep your Aeroplan 25K Status with $15,000 in account spend during a calendar year.

Miscellaneous Benefits

Mastercard 24/7 Concierge

Need to locate hard to find items or even reserve that perfect table? Our concierge is there to help. To contact the concierge, call the number on the back of your card.

Global Entry and TSA Pre-check

Global Entry or TSA PreCheck® or NEXUS Fee Credit

Receive a statement credit of up to $100 every 4 years as a reimbursement for the application fee charged to your Aeroplan Card.

Free Baggage

Free First Checked Bags

Cardmembers and travel companions (up to eight) traveling on the same reservation will all enjoy free first checked bags (up to 50lb) when travel originates on an Air Canada flight.

Upgraded Statuses

Elite Status Level up

Earn an Elite Status Level Up of one tier to 35K Status or higher for existing status holders with $50,000 in account spend during a calendar year.

Credits

DoorDash

Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

Miscellaneous Benefits

Credit Journey

Credit Journey provides you with personalized insights to help you build, monitor and protect your credit health. Access your weekly score for free anytime, and dive into our resources like our score simulator and score factor breakdown to understand where you stand. We'll alert you of any new activity on your credit report and usage, in order to help detect any potential fraud.*Opens offer details overlay We're here for you 24/7, 365 days a year if you ever need support, and we'll work together to help you get back on your feet.

Luggage Delay Insurance

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

Auto CDW Insurance

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

Miscellaneous Benefits

24/7 Fraud Monitoring

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.

Extra Redemption Value

10% bonus on Chase Travel℠ points transfers

Chase Aeroplan credit cardmembers, get a 10% transfer bonus after transferring 50,000 or more Chase Travel℠ points in a single transaction from an eligible Chase credit card to their Aeroplan account. Maximum of 25,000 Aeroplan bonus points per calendar year.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption

You can also Pay Yourself Back by paying for purchases on your card and offsetting the purchases with points. You can get 1.25 cents per point.

This can only be done on purchases within certain categories, and Chase constantly changes the eligible categories. Current categories until 12/31/24 are:

  • Travel
  • Annual fee (No end date)

Until 06/30/2024, there is no limit to the amount of points you can redeem through Pay Yourself Back. As of 06/30/2024, the limit will be 50k points per year.

Travel Redemption

The points can be used at approximately 1 – 1.3 cents per point to book award flights with one of the following Air Canada airline partners:

  • Air Canada
  • Aegean Airlines
  • Air China
  • Air India
  • Air New Zealand
  • ANA – All Nippon Airways
  • Asiana Airlines
  • Austrian Airlines
  • Avianca
  • Brussels Airlines
  • Copa Airlines
  • Croatia Airlines
  • EGYPTAIR
  • Ethiopian Airlines
  • EVA Air
  • Juneyao Airlines (connecting partner)
  • LOT Polish Airlines
  • Lufthansa
  • Scandinavian Airlines
  • Shenzhen Airlines
  • Singapore Airlines
  • South African Airways
  • Swiss
  • TAP Portugal
  • Thai Airways
  • Turkish Airlines
  • United Airlines

You can book award flights using your Aeroplan miles with Air Canada airline and its partners here.

Transfer your Aeroplan Loyalty Program to any of the following Chase Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
Aeroplan® Click learn more to see if you qualify

More questions? More answers.

Can I shift a credit limit from a card held by my partner to one of my cards if we are part of the same business?
No, you cannot transfer credit limits between different individuals' accounts, even if they are within the same business.
What is the minimum remaining credit limit required to transfer balances between Amex cards without being declined?
You must leave a minimum of $1,000 on the card you are transferring from if you want to keep both cards open.
I paid my balance and it no longer shows on my credit report but I still got denied for an Amex card due to a high balance. How can that be?
For existing customers, Amex doesn’t usually pull a new credit report. They base the decision on a credit report they get through the monthly soft pull they do for all cardholders, which can be up to 30 days ago. Unfortunately, there is no way to get Amex to pull a new report. On the letter you receive from Amex, it will tell you which date the report was pulled. I would advise you to reapply 30 days later.