Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
5% cash back on Lyft rides through March 31, 2025.
5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance
2.5% total cash back on purchases of $5,000 or more, unlimited.
2% cash back on all other business purchases, unlimited.
Ink Business Premier℠
Unlock the potential of your business with the Chase Ink Business Premier®. Enjoy unlimited 2% cash back on every purchase, plus 2.5% back on large transactions over $5,000. As a top-tier card with great benefits and protection, this card is built to support and secure your success. This card requires you to pay off the full balance each month, except for certain purchases that qualify for Flex For Business, which you can carry over.
Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.
Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.
Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
Why We Like it
The Chase Ink Business Premier® excels in several key areas:
- Big Cash Back - Significant rewards on every purchase.
- High Limits - Ideal for large spending needs.
- Flexible Payments - Pay over time or in full.
- Solid Signup Bonus - Boost your rewards from the start.
- No Foreign Fees - Spend globally without extra charges.
Elevate your business spending with the Chase Ink Business Premier®!
Considerations
Chase Ink Business Premier®** Card**
- High annual fee.
- No introductory APR offer.
- Rewards not transferable to travel partners.
- Requires excellent credit.
- Limited airport lounge access.