Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
5X Rewards for every $1 spent on all eligible RCI purchases.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2 Bonus Points per $1 spent at fitness club and gym memberships
2 Bonus Points per $1 spent at restaurants
2 Bonus Points per $1 spent on airline tickets purchased directly from the airline
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
unlimited 5X miles per dollar on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X total points on select streaming services
3X total points on utilities
Up to 17X total points at IHG® Hotels and Resorts
That's 5X points with this card.
+ up to 10X points from IHG® for being an IHG One Rewards member.
+ up to 2X points from IHG® with Silver Elite Status, a benefit of this card.
3X total points on dining
3X total points at gas stations
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3X Membership Rewards® points on flights booked on amextravel.com using your Business Gold Card.
4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle: Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.. Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
2.5X points on up to $5,000 in mobile wallet purchases each quarter
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points on Lyft rides through March 31, 2025
3X points on select streaming services
3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
3X points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2x points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X FlexPoints at most cell phone service providers.
2X FlexPoints on qualifying charitable donations. Choose from a wide range of eligible local, national and international charities.
2X FlexPoints for every $1 spent at gas and electric vehicle charging stations, office supply stores, or airlines — whichever you spend most on each monthly billing cycle.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.