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RCI® Elite Rewards® Mastercard®
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Score Needed: Good to Excellent
RCI® Elite Rewards® Mastercard®
At a glance
Welcome Offer

Earn 2,500 Bonus Rewards after your first purchase – that’s worth $25 in RCI Member Rewards

Limited Time Offer
New Offer
All time high
Rewards

5X Rewards for every $1 spent on all eligible RCI purchases.

5X Rewards for every $1 spent on all eligible RCI purchases.

1X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$0
RCI® Elite Rewards® Mastercard®

Unlock exclusive travel benefits with the RCI® Elite Rewards® Mastercard®. Earn points on every purchase, redeemable for exciting vacations and travel perks. Enjoy no foreign transaction fees, making it perfect for international adventures. With enhanced rewards on RCI-related purchases, this card turns everyday spending into unforgettable getaways, offering both convenience and exceptional value for travel enthusiasts.

Application Tips
Get the best results with each application
Thinking About 2 Cards? Barclays will not approve you for their business cards if you have opened 6 or more credit cards within the past 24 months.

Approval Rules: Barclays does not approve business card applications if you have opened 6 or more cards in the past 24 months. There are restrictions on re-approving previously closed cards, and the usage of your existing Barclays cards can affect new card approvals.

Limit Increase
Credit Inquires
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Barclays Bank will usually pull your Transunion credit report (if you freeze Transunion then Barclays will pull your Experian credit report)
Application Inquires Many data points suggest that credit inquiries for same-day applications will be combined
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report:

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
Reward Terms
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Extra Redemption Value

Get 5% Rewards back every time you redeem, as a bonus to use toward your next redemption.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Barclays Travel Partners.
Points Transfer Partners
Ratio
Transfer Partner
Transfer Time
Ends
Type
No transfer partners found
Fees
Fees you may encounter as a cardmember
See Rates and Fees
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
foreign_transaction_fee

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Upgrade Your Wallet!
RCI® Elite Rewards® Mastercard® Click learn more to see if you qualify
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More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.
Additional resources
Travel & Shopping
Top 9 Cards for Online Shopping
links to article
Financial Planning
Why Every Business Should Have a Line of Credit
links to article
Financial Planning
Unsecured Line Of Credit. What It Is And How To Get One
links to article
Travel & Shopping
The 9 Best Cards for Online Shopping
links to article