VentureOne Rewards

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Score Needed: Excellent

VentureOne Rewards

At a glance

Welcome Offer

Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening

Limited Time Offer

New Offer

All time high

Rewards

unlimited 5X miles per dollar on rental cars booked through Capital One Travel

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Points on other purchases

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Balance Transfer Intro

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Regular APR

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VentureOne Rewards

Discover the Capital One VentureOne Rewards Credit Card and earn unlimited 5 miles per dollar on rental cars booked through Capital One Travel. Enjoy no annual fee, and transfer your miles to top travel loyalty programs like Aeroplan, Avios, and Singapore Airlines KrisFlyer. Plus, get additional travel perks and peace of mind with no foreign transaction fees.

Application Tips

Get the best results with each application

Application Pending? Check your status by calling 1-800-903-9177 or 1-877-277-5901. Sometimes, all they need is a quick verification.

Thinking About 2 Cards?

Application Declined? If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error

Approval Rules: Capital One allows a maximum of 2 personal branded cards. Generally, you can be approved for one personal card every 6 months, though this rule may have some flexibility.

Limit Increase

Credit Inquires

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Experian (personal cards) or Transunion (business cards) - If you freeze your Experian report they will pull your TransUnion and Equifax credit report for personal cards as well.

Application Inquires

Welcome Offer Eligibility:

Downgrade Options

Getting your card

Rescore your report: Some have been successful in getting a balance update off cycle with Capital One by requesting a supervisor to submit an off-cycle request.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits

Card holder benefits

As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.

Reward Terms

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Extra Redemption Value

Get our best prices on thousands of trip options'even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Extended Warranty

You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

Extra Redemption Value

With our Venture X, Venture and VentureOne miles rewards cards, transfer your miles to your choice of 15+ travel loyalty programs for more flexibility.

Auto CDW Insurance

Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft.

Extra Redemption Value

Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.

Miscellaneous Benefits

Enjoy access to can't-miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment.

Miscellaneous Benefits

Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.

Rewards redemption

Redeem your spending bonus

How to Redeem your valuable credits

Cash Redemption

Travel Redemption

Transfer your to any of the following Capital One Travel Partners.

Points Transfer Partners

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Fees

Fees you may encounter as a cardmember

See Rates and Fees

Balance transfer Intro Offer

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Balance transfer Fee

Balance transfer Terms

Foreign Transactions

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Why We Like it

Considerations

More questions? More answers.

Can I shift a credit limit from a card held by my partner to one of my cards if we are part of the same business?

No, you cannot transfer credit limits between different individuals' accounts, even if they are within the same business.

What is the minimum remaining credit limit required to transfer balances between Amex cards without being declined?

You must leave a minimum of $1,000 on the card you are transferring from if you want to keep both cards open.

I paid my balance and it no longer shows on my credit report but I still got denied for an Amex card due to a high balance. How can that be?

For existing customers, Amex doesn’t usually pull a new credit report. They base the decision on a credit report they get through the monthly soft pull they do for all cardholders, which can be up to 30 days ago. Unfortunately, there is no way to get Amex to pull a new report. On the letter you receive from Amex, it will tell you which date the report was pulled. I would advise you to reapply 30 days later.

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