Go Further With Your Credit!
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Barclays
Welcome bonus
Rewards
4X points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
6X points per $1 spent on eligible purchases made at Hotels by Wyndham
6X points per $1 on qualifying gas purchases
4X points per $1 spent on dining
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
2X points on travel
1X points on rent payments without the transaction fee up to 100,000 points each calendar year
3X points on dining
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles for every dollar spent on eligible purchases made directly with Delta
2X miles at U.S. supermarkets
2X miles at restaurants
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2X ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points per $1 on Lyft rides through March 31, 2025
3X points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year: Shipping purchases, Advertising purchases made with social media sites and search engines, Internet, cable and phone services, Travel
Annual fee
Recommended Credit
Welcome bonus
Rewards
2% cash back on your first $3,000 in grocery purchases yearly
5% cash back on your first $3,000 in combined gas station and military base purchases yearly
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles on every eligible dollar spent on purchases made directly with Delta
2X miles on every eligible dollar spent on purchases at U.S. shipping providers
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points on streaming services
2X points at grocery stores and grocery delivery
2X points at gas stations and EV charging stations
4X points on dining, takeout and restaurant delivery
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5X miles on cars booked through Capital One Travel
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
4X AAdvantage® miles for every $1 spent on eligible American Airlines purchases. After you spend $150,000 in purchases on your card in a calendar year, earn a total of
5X AAdvantage® miles on eligible American Airlines purchases for the remainder of the year.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3X miles on Delta purchases made directly with Delta
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X points at U.S. supermarkets on up to $6,000 per year in purchases
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.