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U.S. Bank Cash 365 American Express®
Score Needed: Good
U.S. Bank Cash 365 American Express®
At a glance
Welcome Offer
Limited Time Offer
New Offer
All time high
Rewards
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2X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$0
U.S. Bank Cash 365 American Express®
Thinking About 2 Cards?
Limit Increase
Credit Inquires
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Application Inquires
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report:

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Auto CDW Insurance

Cash 365™ American Express® Cardholders are eligible to receive up to $50,000 reimbursement for repair or replacement of a rented automobile as a result of damage or loss to the rented automobile anywhere in the United State and Canada. Coverage applies provided the entire rental fee for the rental automobile has been charged to your Cash 365™ American Express® Card. Certain exclusions, restrictions, and limitations apply.

Return Protection

Get up to $300 with the Return Protection benefit on eligible items purchased entirely with your Cash 365™ American Express® Card. If a cardmember attempts to return an eligible item within ninety (90) days from the date of purchase and the merchant will not accept it in accordance with its return policies, you may be eligible for a refund.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
U.S. Bank Cash 365 American Express® Click learn more to see if you qualify

More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.