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Spark 1.5X Miles Select
Score Needed: Excellent
Spark 1.5X Miles Select
At a glance
Welcome Offer

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening

Limited Time Offer
New Offer
All time high
Rewards

5X miles on cars booked through Capital One Travel

5X miles on cars booked through Capital One Travel

2X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$0
Spark 1.5X Miles Select

The Capital One Spark Miles for Business card lets you earn unlimited 5X miles on car rentals booked through Capital One Travel. Redeem miles with top airline and hotel partners like Aeromexico, Air France/KLM, Emirates, and more. Enjoy travel flexibility, no blackout dates, and a straightforward rewards system that makes earning and using miles easy. Perfect for frequent business travelers.

Application Pending? Check your status by calling 1-800-903-9177 or 1-877-277-5901. Sometimes, all they need is a quick verification.

Thinking About 2 Cards?

Application Declined? If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error

Approval Rules: Capital One allows a maximum of 2 personal branded cards. Generally, you can be approved for one personal card every 6 months, though this rule may have some flexibility.

Limit Increase
Credit Inquires
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Experian (personal cards) or Transunion (business cards) - If you freeze your Experian report they will pull your TransUnion and Equifax credit report for personal cards as well.
Application Inquires
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report: Some have been successful in getting a balance update off cycle with Capital One by requesting a supervisor to submit an off-cycle request.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Extended Warranty

Get free additional warranty and protection on eligible items that you purchase with your card.

Roadside Assistance

Our business cards offer services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.

Auto CDW Insurance

With your Spark card, you’re covered for any damage or theft that may happen when you rent an eligible car.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Capital One Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
Spark 1.5X Miles Select Click learn more to see if you qualify

More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.