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USAA Cashback Rewards Plus American Express®
Score Needed: Good to Excellent
USAA Cashback Rewards Plus American Express®
At a glance
Welcome Offer
Limited Time Offer
New Offer
All time high
Rewards

2% cash back on your first $3,000 in grocery purchases yearly

5% cash back on your first $3,000 in combined gas station and military base purchases yearly

5% cash back on your first $3,000 in combined gas station and military base purchases yearly

2% cash back on your first $3,000 in grocery purchases yearly

1X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$0
USAA Cashback Rewards Plus American Express®
Thinking About 2 Cards?
Limit Increase
Credit Inquires
No items found at this time
Application Inquires
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report:

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Trip Cancellation Insurance

You’re covered for up to $1,500 per covered person, for non-refundable prepaid passenger fare, when your travel is interrupted or canceled. This coverage is available when you buy your ticket with your card.

Purchase Protection

Safeguard your new item against theft or damage for the first 90 days from the date of purchase with Purchase Security available when you pay with your eligible account.

Extended Warranty

Extends the time period of the U.S. manufacturer’s warranty on items purchased with your card. Get up to an additional year of coverage.

Travel Accident Insurance

If you experience an illness or emergency, while traveling or working anywhere in the world, call the benefits center for help, 24/7. You can also get medical and legal referrals, prescription assistance, travel planning and other services.

Travel Accident Insurance

When you purchase your travel ticket with your USAA card, you are eligible to receive coverage for loss of life or limb. This coverage applies to air travel, ferry, cruise ship, train or bus transportation.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
USAA Cashback Rewards Plus American Express® Click learn more to see if you qualify

More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.