Go Further With Your Credit!
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Barclays
Welcome bonus
Rewards
2X points at grocery stores
3X points on eligible JetBlue purchases
2X points at restaurants
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X points on the first $50,000 spent in purchases each year
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2% cash back on all eligible purchases on up to $50,000 per calendar year
Annual fee
Recommended Credit
Welcome bonus
Rewards
3X points for every $1 spent on eligible net purchases at merchant locations in one of three categories chosen at the time of application: Day-to-day expenses – Including shipping providers, advertising agencies, utilities, office supply stores, telecom service/providers, and professional services businesses
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
4X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.
2X miles per $1 spent on dining including eligible delivery services
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5% cash back on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
10% cash back on Uber Eats through 11/14/2024
10% cash back on Uber through 11/14/2024
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X points for each dollar spent on dining at restaurants including takeout and eligible delivery services
3X points for each dollar spent at grocery stores
3X points for each dollar spent with Air Canada directly
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
1.5X Membership Rewards® points on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
6% cash back on select U.S. streaming subscriptions.
3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
3% cash back at U.S. gas stations.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X points at U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points)
6X points on hotels for eligible purchases at hotels participating in Marriott Bonvoy®
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points on Lyft rides through March 31, 2025
3X points on select streaming services
3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
3X points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.