Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
2X applies to the first $50,000 in purchases per year.
1X points per dollar on all purchases thereafter.
Get the most out of your business spending with the American Express Blue Business® Plus Card. Earn double points on all purchases up to $50,000 a year, then one point per dollar after that. No confusing categories. Use points with Delta SkyMiles, Marriott Bonvoy, and Hilton Honors. There's no annual fee, and you can spend over your limit when needed. Enjoy purchase protection, extended warranties, car rental insurance, and standard Amex protections. Plus, get a 0% intro APR for 12 months on purchases to help manage cash flow.
Application Pending? Check your status online at AmericanExpress.com/Application-Status or by calling 1-800-567-1083. Sometimes, all they need is a quick verification.
Application Declined? If your Amex application was declined, you can ask for reconsideration within 30 days without a new credit check, or up to 90 days with a new one. When you call, you can ask to move credit from another Amex card or close an old card to get the new one. If they need a tax return, send what you have—it doesn't need to match your stated income. A bank statement might work too.
Approval Rules: American Express follows a maximum of 2 card approvals within 90 days, known as the 2/90 Rule. You can hold up to 5 credit cards, excluding No Preset Spending Limit cards, with a limit of 10 such cards. Additionally, you are allowed one Platinum variant every 90 days.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
Cashback
The following are your options for redeeming Amex Points for cashback:
Amex Travel
You can use your points to book airfare, hotels, car rentals, and more on Amex Travel. You will get 1 penny per point for flights and 0.7 cents per point towards all other travel.
If you have the The Business Platinum Card from American Express then you can get 35% of your points back when booking a flight on Amex Travel (up to 1,00,000 points back per calendar year).
Transfer Rules: You cannot transfer balances from other credit cards issued by American Express
Transfer Terms: To receive the Intro APR offer, transfers must be completed within the first 60 days after account opening
Transfer Limit: Amex will only allow you to transfer up to the lesser of $15,000 or 75% of your credit limit
Beware: If you make a late payment or a payment is returned then a penalty APR may apply and you may lose the Intro APR offer
If you're a small business owner looking for a reliable credit card, the American Express Blue Business® Plus is an excellent choice. Here's why:
The American Express Blue Business® Plus card is a smart, cost-effective choice for your growing business. Terms Apply
Looking for the perfect card for your business needs? The American Express Blue Business® Plus offers some great benefits, but like any card, it also has its drawbacks. Here’s a quick look at some potential cons to consider:
Keep these in mind when deciding if the American Express Blue Business® Plus is the right card for your business wallet.
