Go Further With Your Credit!
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American Express
Welcome bonus
Rewards
4X points per dollar on eligible purchases on U.S. purchases for shipping
4X points per dollar on eligible purchases on wireless phone services purchased directly from U.S. service providers
6X points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy® program
4X points per dollar on eligible purchases at U.S. gas stations
4X points per dollar on eligible purchases at restaurants worldwide
Annual fee
Recommended Credit
Welcome bonus
Rewards
3X points on eligible travel purchases
3X points on mobile wallet spending
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X total points on travel
5X total points at gas stations
5X total points on dining
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles for every dollar spent on eligible purchases made directly with Delta
2X miles at U.S. supermarkets
2X miles at restaurants
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
3X points across key categories, including dining at restaurants, gas stations, electric vehicle charging stations, popular streaming services, and travel. Get rewarded for your everyday spending, from dining in, take-out, catering, and delivery to gas, streaming your favorite content, and travel expenses like airfare, hotels, car rentals, and cruises.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2% in Disney Rewards Dollars at grocery stores
2% in Disney Rewards Dollars on card purchases at restaurants
2% in Disney Rewards Dollars on card purchases at gas stations
5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points for every $1 spent at gas stations.
2X ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X miles per $1 spent on dining, including eligible delivery services
2X miles per $1 spent at office supply stores
2X miles per $1 spent at gas stations
2X miles per $1 spent on purchases from United® including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi and other United charges
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United purchases
2X miles per $1 spent at gas stations
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X FlexPoints at most cell phone service providers.
2X FlexPoints on qualifying charitable donations. Choose from a wide range of eligible local, national and international charities.
2X FlexPoints for every $1 spent at gas and electric vehicle charging stations, office supply stores, or airlines — whichever you spend most on each monthly billing cycle.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles at restaurants and U.S. supermarkets
3X miles on Delta purchases
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.