Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
American Express
Welcome bonus
Rewards
6X points on dining at U.S. restaurants, including takeout and delivery
6X points on gas at U.S. gas stations
4X points U.S online retail purchases
12X points for eligible purchases at hotels and resorts in the Hilton portfolio
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X miles per $1 spent on dining, including eligible delivery services
2X miles per $1 spent at office supply stores
2X miles per $1 spent at gas stations
2X miles per $1 spent on purchases from United® including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi and other United charges
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2 AAdvantage® miles for every $1 spent at restaurants, gas stations, and eligible American Airlines purchases.
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X total points on select streaming services
3X total points on utilities
Up to 17X total points at IHG® Hotels and Resorts
That's 5X points with this card.
+ up to 10X points from IHG® for being an IHG One Rewards member.
+ up to 2X points from IHG® with Silver Elite Status, a benefit of this card.
3X total points on dining
3X total points at gas stations
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
5% back on U.S. purchases at Amazon Business, AWS, Amazon.com. Earn 5% back on the first $120,000 in purchases each calendar year with eligible Prime Membership
2% back at U.S. gas stations, restaurants and on on wireless telephone services.
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2X ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X points for each dollar spent on dining at restaurants including takeout and eligible delivery services
3X points for each dollar spent at grocery stores
3X points for each dollar spent with Air Canada directly
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3% on drugstore purchases
5% cash back on Lyft rides through March 31, 2025
3% on dining at restaurants, including takeout and eligible delivery services
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
1.5X Membership Rewards® points on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2X miles for every $1 spent on gas, shipping and rideshare purchases
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.