Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
5% Earnings on purchases of GM Genuine and ACDelco Parts, eligible accessories and paid Certified Service at authorized GM Dealers
3% Earnings on purchases at office supply stores
3% Earnings on purchases at restaurants
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via AmexTravel.com
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2X AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services, and eligible American Airlines purchases.
Annual fee
Recommended Credit
Welcome bonus
Rewards
3% cash back on cell phone service providers
3% cash back at office supply stores
3% cash back on all gas and electric vehicle charging station
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Book through Capital One Travel to earn 10X on rental cars
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
6X points per dollar on U.S. purchases for shipping
6X points per dollar on wireless telephone services purchases directly from U.S. service providers
12X points per dollar for purchases made directly with hotels and resorts in the Hilton portfolio
6X points per dollar on purchases at U.S. gas stations
6X points per dollar on purchases at U.S. restaurants
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
**2X **points on dining and travel purchases
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
10X Miles on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Welcome bonus
Rewards
2.5X points on up to $5,000 in mobile wallet purchases each quarter
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
4X points on hotels
3X points on restaurants
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.