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Wells Fargo Autograph Journey
Score Needed: Good to Excellent
Wells Fargo Autograph Journey
At a glance
Welcome Offer

Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months - that’s $600 toward your next trip

Limited Time Offer
New Offer
All time high
Rewards

4X points on hotels

3X points on restaurants

4X points on hotels

3X points on restaurants

1X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$95
Wells Fargo Autograph Journey
Thinking About 2 Cards? You might not qualify for a 2nd Wells Fargo credit card if you have opened a Wells Fargo card in the last 6 months

Reconsideration up to 60 days. Usually, Wells Fargo Bank will only do a hard credit pull if there has been a change in a negative mark on your report.

Limit Increase
Credit Inquires
No items found at this time
Experian or Equifax - In some states they pull both Experian and Equifax.
Application Inquires Some data points suggest that credit inquiries for same-day applications will be combined, but some data points suggest that credit inquiries for same-day applications will not be combined
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report: Wells Fargo does not offer off-cycle reporting.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
No items found.

Purchase Protection

Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval.

Hotel Collection

Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signatureregistered® Concierge.

Travel Medical Insurance

Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.

Miscellaneous Benefits

With Credit Close-Upservice mark? you own the skills to help understand and track your FICOregistered® Score, raise it, or maintain it.

Trip Cancellation Insurance

Receive up to $3,000 in luggage reimbursement per trip if your bags are lost due to theft or misdirection by a common carrier while traveling.

Lost Luggage Insurance

Get Travel Accident Insurance protection of up to $1,000,000 when you purchase your airline or other common carrier ticket with your eligible credit card.

Roadside Assistance

Get up to $1,000 of cell phone protection against damage, theft, or unintended separation. Subject to a $25 deduction.

Cell Phone Protection

Available for covered Wells Fargo cardholders. Count on emergency assistance while traveling anywhere in the world.

Travel Medical Insurance

Available whenever you're in need of a tow - for eligible Wells Fargo cardholders 24/7 with no membership required.

Miscellaneous Benefits

Built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly.

Auto CDW Insurance

Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason.

Credits

A $50 annual statement credit with $50 minimum airline purchase

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Wells Fargo Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
Wells Fargo Autograph Journey Click learn more to see if you qualify

More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.