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Venture X Business
Score Needed: Excellent
Venture X Business
At a glance
Welcome Offer

Earn 150,000 miles once you spend $30,000 in the first 3 months

Limited Time Offer
New Offer
All time high
Rewards

Book through Capital One Travel to earn 10X on rental cars

Book through Capital One Travel to earn 10X on rental cars

2X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$395
Venture X Business

Unlock the world with the Capital One Venture X Business Card. Earn 5X miles on flights booked through Capital One Travel. Enjoy seamless transfers to top airline and hotel partners like Aeromexico, Air France/KLM, and Singapore Airlines KrisFlyer. Plus, gain access to premium travel benefits, making your business trips rewarding and hassle-free.

Application Pending? Check your status by calling 1-800-903-9177 or 1-877-277-5901. Sometimes, all they need is a quick verification.

Thinking About 2 Cards?

Application Declined? If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error

Approval Rules: Capital One allows a maximum of 2 personal branded cards. Generally, you can be approved for one personal card every 6 months, though this rule may have some flexibility.

Limit Increase
Credit Inquires
No items found at this time
Experian (personal cards) or Transunion (business cards) - If you freeze your Experian report they will pull your TransUnion and Equifax credit report for personal cards as well.
Application Inquires
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report: Some have been successful in getting a balance update off cycle with Capital One by requesting a supervisor to submit an off-cycle request.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Extra Redemption Value

Transfer your miles to any of our 15+ travel loyalty programs.

Credits

Receive an annual $300 credit for bookings through Capital One Travel.

Extended Warranty

Get free additional warranty and protection on eligible items that you purchase with your card.

Global Entry and TSA Pre-check

Go through airport security and customs more quickly with Venture X Business. Receive up to a $100 statement credit on Global Entry or TSA PreCheck®

Anniversary Bonus

Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.

Priority Boarding

Receive complimentary membership with your Venture X Business card

Lounge Access

Enjoy unlimited free visits for Venture X Business cardholders.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Capital One Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
Venture X Business Click learn more to see if you qualify

More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.