1/8
Message us
on WhatsApp
New Offer
$900 Cash Bonus
Back
cc_advertiser_disclosure cc_editorial_disclosure
637923020.png
Citi Double Cash®
Learn More
See Rates and Fees
message icon
Applying? Submit results
Score Needed: Good
Citi Double Cash®
At a glance
Welcome Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.

Limited Time Offer
New Offer
All time high
Rewards
No items found.
2X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
0% for 18 months on Balance Transfers
Regular APR
18.74% - 28.74% (Variable)
Annual Fee
$0
Citi Double Cash®

Unlock the power of effortless earning with the Citi Double Cash® Card. Enjoy 2% cash back on all purchases—1% when you buy and another 1% when you pay. No categories to track, just straightforward rewards. With no annual fee and an easy-to-use rewards structure, it’s the smart choice for savvy spenders seeking simplicity and value.

Application Tips
Get the best results with each application
Thinking About 2 Cards?

Notes: No direct line to the reconsideration department. They will usually only reconsider an application due to an error only.

Limit Increase
Credit Inquires
No items found at this time
Citi will usually pull your Experian credit report, sometimes Equifax, and sometimes Experian and Equifax (depending on your state, search your state in our credit card database)
Application Inquires Credit inquiries for all Personal Citi cards will be combined; also, credit inquiries for all Business Citi cards will be combined. Credit inquiries for Personal and Business card applications will not be combined.
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report: Executive call 605-331-1698 — 1-866-713-5028: Fax

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
Reward Terms
No items found.

Miscellaneous Benefits

Help Keep Your Identity Safe

The ID Theft Protection program offered by Mastercard helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more

Citi Entertainment®

Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Citi Travel Partners.
Points Transfer Partners
Ratio
Transfer Partner
Transfer Time
Ends
Type
No transfer partners found
Fees
Fees you may encounter as a cardmember
See Rates and Fees
Balance transfer Intro Offer
0% for 18 months on Balance Transfers
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
foreign_transaction_fee

card_name

Heading

Heading

Why We Like it

More

Considerations

More
637923020.png
Upgrade Your Wallet!
Citi Double Cash® Click learn more to see if you qualify
Learn More
links to card app page
Learn More

More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.
Additional resources
Travel & Shopping
Top 9 Cards for Online Shopping
links to article
Financial Planning
Why Every Business Should Have a Line of Credit
links to article
Financial Planning
Unsecured Line Of Credit. What It Is And How To Get One
links to article
Travel & Shopping
The 9 Best Cards for Online Shopping
links to article