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Venture X Rewards
Score Needed: Excellent
Venture X Rewards
At a glance
Welcome Offer

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Limited Time Offer
New Offer
All time high
Rewards

10X Miles on rental cars booked through Capital One Travel

10X Miles on rental cars booked through Capital One Travel

2X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$395
Venture X Rewards

The Capital One Venture X Rewards card gives you 2X miles on every purchase, every day. Earn 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel. Enjoy easy redemption with 17+ travel partners like Aeroplan, Emirates, and Virgin Red. Perfect for travelers wanting maximum rewards without complexity.

Application Pending? Check your status by calling 1-800-903-9177 or 1-877-277-5901. Sometimes, all they need is a quick verification.

Thinking About 2 Cards?

Application Declined? If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error

Approval Rules: Capital One allows a maximum of 2 personal branded cards. Generally, you can be approved for one personal card every 6 months, though this rule may have some flexibility.

Limit Increase
Credit Inquires
No items found at this time
Experian (personal cards) or Transunion (business cards) - If you freeze your Experian report they will pull your TransUnion and Equifax credit report for personal cards as well.
Application Inquires
Welcome Offer Eligibility:
Downgrade Options

You can downgrade the Capital One Venture X Rewards Credit Card card to either the Capital One Venture Rewards Credit Card ($95) or to the Capital One VentureOne Rewards Credit Card ($0)

Getting your card
Rescore your report: Some have been successful in getting a balance update off cycle with Capital One by requesting a supervisor to submit an off-cycle request.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Lounge Access

Enjoy unlimited access for you and 2 guests to 1,300+ lounges worldwide from Priority Pass™ and Plaza Premium Group.

Extra Redemption Value

Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—plus transfer miles to your choice of 15+ travel loyalty programs.

Upgraded Statuses

Skip the rental counter and enjoy the widest selection of cars with a complimentary upgrade.

Global Entry and TSA Pre-check

Receive up to a $100 credit for Global Entry or TSA PreCheck®.

Cell Phone Protection

Protect your cell phone every time you pay your bill with your Venture X card. If it’s stolen or damaged, you’ll get reimbursed up to $800.

Anniversary Bonus

Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.

Auto CDW Insurance

Get reimbursed for damage or theft when you pay for a rental car with the Venture X card.

Credits

Receive an annual $300 credit for bookings through Capital One Travel.

Credits

Enjoy a $100 experience credit, daily breakfast for 2 and other premium benefits, plus earn 10X miles on hotel stays booked through Capital One Travel.

Credits

Unlock premium benefits with every stay, like a $50 experience credit, room upgrades when available and more. Plus, earn 10X miles on hotel stays booked through Capital One Travel.

Access extraordinary travel experiences, destination guides and more with a complimentary PRIOR Subscription (a $149 value).

Unlock the world of art. Get access to over 60 of the world’s best museums with a 6-month complimentary Enthusiast membership to The Cultivist (a $220 value).

Extra Redemption Value

Cardholders enjoy access to exclusive reservations at award-winning restaurants and tickets to unforgettable culinary experiences.

Miscellaneous Benefits

Cardholders can experience events across, music, sports and dining with exclusive access to pre-sales, tickets and more.

Lounge Access

Escape the airport crowd by visiting our all-inclusive Lounges—enjoy unlimited complimentary access for you and 2 guests per visit.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Capital One Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
Venture X Rewards Click learn more to see if you qualify

More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.