Go Further With Your Credit!
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Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via AmexTravel.com
Annual fee
Recommended Credit
Welcome bonus
Rewards
3X points for every $1 spent on eligible net purchases at merchant locations in one of three categories chosen at the time of application: Day-to-day expenses – Including shipping providers, advertising agencies, utilities, office supply stores, telecom service/providers, and professional services businesses
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X points on the first $50,000 spent in purchases each year
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
1.5X miles on every dollar spent on U.S. shipping
3X miles on every dollar spent on eligible purchases made directly with Delta
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X points per dollar on eligible purchases on U.S. purchases for shipping
4X points per dollar on eligible purchases on wireless phone services purchased directly from U.S. service providers
6X points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy® program
4X points per dollar on eligible purchases at U.S. gas stations
4X points per dollar on eligible purchases at restaurants worldwide
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
2X points on travel
1X points on rent payments without the transaction fee up to 100,000 points each calendar year
3X points on dining
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles on Delta purchases made directly with Delta
2X miles on dining at restaurants, including takeout and delivery in the U.S.
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2 Citi ThankYou Points per $1 spent on streaming services.
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points for every $1 spent at gas stations.
2X ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2x points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
6X points on dining at U.S. restaurants, including takeout and delivery
6X points on gas at U.S. gas stations
4X points U.S online retail purchases
12X points for eligible purchases at hotels and resorts in the Hilton portfolio
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3X Membership Rewards® points on flights booked on amextravel.com using your Business Gold Card.
4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle: Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.. Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap.
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.