Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
American Express
Welcome bonus
Rewards
4X on groceries at U.S. supermarkets on up to $25,000 in purchases per year
4X at restaurants worldwide, on up to $50K in purchases
3X on flights booked directly with airlines or on amextravel.com
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X total points on select streaming services
3X total points on utilities
Up to 17X total points at IHG® Hotels and Resorts
That's 5X points with this card.
+ up to 10X points from IHG® for being an IHG One Rewards member.
+ up to 2X points from IHG® with Silver Elite Status, a benefit of this card.
3X total points on dining
3X total points at gas stations
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
5% cash back on your top eligible spend category each billing cycle up to $500 spent.
Annual fee
Recommended Credit
Welcome bonus
Rewards
3% cash back when you check out with PayPal
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
10X Chase Travel℠ points per $1 on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Book through Capital One Travel to earn 10X on rental cars
Annual fee
Recommended Credit
Welcome bonus
Rewards
3% cash back on eligible purchases at office supply stores
3% cash back on eligible purchases at cell phone service providers
3% cash back on eligible purchases at restaurants.
3% cash back on eligible purchases at gas and EV charging stations
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2X AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services, and eligible American Airlines purchases.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points per $1 on Lyft rides through March 31, 2025
3X points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year: Shipping purchases, Advertising purchases made with social media sites and search engines, Internet, cable and phone services, Travel
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United purchases
2X miles per $1 spent at gas stations
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points for every $1 spent at gas stations.
2X ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
10% cash back on Uber Eats through 11/14/2024
10% cash back on Uber through 11/14/2024
3% cash back on popular streaming services
3% cash back at grocery stores
8% cash back on Capital One Entertainment purchases
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges
2X miles per $1 spent on dining, including eligible delivery services.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2X miles for every $1 spent on gas, shipping and rideshare purchases
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.