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J.P. Morgan Reserve
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J.P. Morgan Reserve
At a glance
Welcome Offer
Limited Time Offer
New Offer
All time high
Rewards

10X Chase Travel℠ points per $1 on Lyft rides through March 31, 2025

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Points on other purchases
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Annual Fee
J.P. Morgan Reserve
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Limit Increase
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Application Inquires
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Getting your card
Rescore your report:

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
Reward Terms
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Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Travel Partners.
Points Transfer Partners
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Fees
Fees you may encounter as a cardmember
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Foreign Transactions
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J.P. Morgan Reserve Click learn more to see if you qualify
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More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.
Additional resources
The 9 Best Cards for Online Shopping
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The Ultimate Guide to 0% APR Credit Cards: Top 10 Picks for 2024
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The Effects of a HELOC on Your Credit Score
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Why Do I See Different Credit Scores
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