Go Further With Your Credit!
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Chase
Welcome bonus
Rewards
2X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges
2X miles per $1 spent on dining, including eligible delivery services.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points per $1 at Restaurants
3X ThankYou® Points per $1 at Supermarkets
3X ThankYou® Points per $1 on Gas Stations and EV Charging Stations
10X ThankYou® Points per $1 spent on Attractions booked through CitiTravel.com
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X total points on select streaming services
3X total points on utilities
Up to 17X total points at IHG® Hotels and Resorts
That's 5X points with this card.
+ up to 10X points from IHG® for being an IHG One Rewards member.
+ up to 2X points from IHG® with Silver Elite Status, a benefit of this card.
3X total points on dining
3X total points at gas stations
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles at restaurants and U.S. supermarkets
3X miles on Delta purchases
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X total points on travel
5X total points at gas stations
5X total points on dining
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
4X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.
2X miles per $1 spent on dining including eligible delivery services
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2X miles for every $1 spent on gas, shipping and rideshare purchases
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
10X total points on hotels when you purchase travel through Chase after the first $300 is spent on travel purchases annually
3X points on dining at restaurants, including eligible delivery services, takeout, and dining out
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2X miles for every $1 spent on shipping purchases
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5X miles on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points on cell phone services
Car rentals are 5X more rewarding when booked directly in the Rewards Center
4X points on travel, including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend.
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.