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Venture Rewards
Score Needed: Excellent
Venture Rewards
At a glance
Welcome Offer

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Limited Time Offer
New Offer
All time high
Rewards

5X miles on rental cars booked through Capital One Travel

5X miles on rental cars booked through Capital One Travel

2X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$95
Venture Rewards

The Capital One Venture Rewards Credit Card is your travel companion with unlimited 2X miles on every purchase and 5X miles on car rentals booked through Capital One Travel. Easily transfer miles to top airline and hotel loyalty programs like Aeromexico, Emirates, and Accor. Plus, enjoy no foreign transaction fees, making it perfect for global adventures.

Application Pending? Check your status by calling 1-800-903-9177 or 1-877-277-5901. Sometimes, all they need is a quick verification.

Thinking About 2 Cards?

Application Declined? If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error

Approval Rules: Capital One allows a maximum of 2 personal branded cards. Generally, you can be approved for one personal card every 6 months, though this rule may have some flexibility.

Limit Increase
Credit Inquires
No items found at this time
Experian (personal cards) or Transunion (business cards) - If you freeze your Experian report they will pull your TransUnion and Equifax credit report for personal cards as well.
Application Inquires
Welcome Offer Eligibility:
Downgrade Options

Downgrade options for Capital One cards are on account basis only. Not all accounts are eligible to downgrade cards. These are the downgrade options for an account that is eligible. You can downgrade the Capital One Venture Rewards Credit Card ($95) to the Capital One VentureOne Rewards Credit Card($0) or to the Capital One Quicksilver Cash Rewards Credit Card ($0).

Getting your card
Rescore your report: Some have been successful in getting a balance update off cycle with Capital One by requesting a supervisor to submit an off-cycle request.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Lounge Access

Elevate your travel experience by visiting one of the global lounge locations in our Partner Lounge Network.

Upgraded Statuses

Skip the rental counter and choose from a wider selection of cars with Venture

Global Entry and TSA Pre-check

Receive up to a $100 credit for Global Entry or TSA PreCheck®

Extended Warranty

You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

Auto CDW Insurance

Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft.

Miscellaneous Benefits

Enjoy access to can't-miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment.

Extra Redemption Value

Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.

Credits

Unlock premium benefits with every stay, like a $50 experience credit, room upgrades when available and more when booking through Capital One Travel.

Extra Redemption Value

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.

Miscellaneous Benefits

Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.

Extra Redemption Value

Get our best prices on thousands of trip options'even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

Lounge Access

Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options.

Extra Redemption Value

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Capital One Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
Venture Rewards Click learn more to see if you qualify

More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.