Venture Rewards

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Score Needed: Excellent

Venture Rewards

At a glance

Welcome Offer

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Limited Time Offer

New Offer

All time high

Rewards

5X miles on rental cars booked through Capital One Travel

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Points on other purchases

Intro APR

N/A

Balance Transfer Intro

N/A

Regular APR

Annual Fee

$95

Venture Rewards

The Capital One Venture Rewards Credit Card is your travel companion with unlimited 2X miles on every purchase and 5X miles on car rentals booked through Capital One Travel. Easily transfer miles to top airline and hotel loyalty programs like Aeromexico, Emirates, and Accor. Plus, enjoy no foreign transaction fees, making it perfect for global adventures.

Application Tips

Get the best results with each application

Application Pending? Check your status by calling 1-800-903-9177 or 1-877-277-5901. Sometimes, all they need is a quick verification.

Thinking About 2 Cards?

Application Declined? If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error

Approval Rules: Capital One allows a maximum of 2 personal branded cards. Generally, you can be approved for one personal card every 6 months, though this rule may have some flexibility.

Limit Increase

Credit Inquires

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Experian (personal cards) or Transunion (business cards) - If you freeze your Experian report they will pull your TransUnion and Equifax credit report for personal cards as well.

Application Inquires

Welcome Offer Eligibility:

Downgrade Options

Downgrade options for Capital One cards are on account basis only. Not all accounts are eligible to downgrade cards. These are the downgrade options for an account that is eligible. You can downgrade the Capital One Venture Rewards Credit Card ($95) to the Capital One VentureOne Rewards Credit Card($0) or to the Capital One Quicksilver Cash Rewards Credit Card ($0).

Getting your card

Rescore your report: Some have been successful in getting a balance update off cycle with Capital One by requesting a supervisor to submit an off-cycle request.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits

Card holder benefits

As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.

Reward Terms

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Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Lounge Access

Elevate your travel experience by visiting one of the global lounge locations in our Partner Lounge Network.

Upgraded Statuses

Skip the rental counter and choose from a wider selection of cars with Venture

Global Entry and TSA Pre-check

Receive up to a $100 credit for Global Entry or TSA PreCheck®

Extended Warranty

You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

Auto CDW Insurance

Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft.

Miscellaneous Benefits

Enjoy access to can't-miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment.

Extra Redemption Value

Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.

Credits

Unlock premium benefits with every stay, like a $50 experience credit, room upgrades when available and more when booking through Capital One Travel.

Extra Redemption Value

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.

Miscellaneous Benefits

Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.

Extra Redemption Value

Get our best prices on thousands of trip options'even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

Lounge Access

Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options.

Extra Redemption Value

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Rewards redemption

Redeem your spending bonus

How to Redeem your valuable credits

Cash Redemption

Travel Redemption

Transfer your to any of the following Capital One Travel Partners.

Points Transfer Partners

No transfer partners found

Fees

Fees you may encounter as a cardmember

See Rates and Fees

Balance transfer Intro Offer

N/A

Balance transfer Fee

Balance transfer Terms

Foreign Transactions

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Why We Like it

Considerations

More questions? More answers.

Can I shift a credit limit from a card held by my partner to one of my cards if we are part of the same business?

No, you cannot transfer credit limits between different individuals' accounts, even if they are within the same business.

What is the minimum remaining credit limit required to transfer balances between Amex cards without being declined?

You must leave a minimum of $1,000 on the card you are transferring from if you want to keep both cards open.

I paid my balance and it no longer shows on my credit report but I still got denied for an Amex card due to a high balance. How can that be?

For existing customers, Amex doesn’t usually pull a new credit report. They base the decision on a credit report they get through the monthly soft pull they do for all cardholders, which can be up to 30 days ago. Unfortunately, there is no way to get Amex to pull a new report. On the letter you receive from Amex, it will tell you which date the report was pulled. I would advise you to reapply 30 days later.

Additional resources