Lower Your Credit Card Interest With These Tips
"Unlock Savings: Simple Strategies To Reduce Your Credit Card Interest Charges"
The Platinum Card® from American Express.
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5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via AmexTravel.com
Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance
5% cash back on Lyft rides through March 31, 2025
Earn $350 when you spend $3,000 on purchases in the first 3 months and an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening plus earn a 10% Business Relationship Bonus.
5% cash back on Lyft rides through March 31, 2025
5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
80,000 Bonus Miles After You Spend $5,000 On Purchases In The First 3 Months From Account Opening
4X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.
2X miles per $1 spent on dining including eligible delivery services
If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
Take advantage of cardmember perks such as a room upgrade and daily breakfast at over 1,000 properties when you book with The Luxury Hotel & Resort Collection.
A 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, or locksmith service when
you need them. For assistance, call 1-800-847-2869. Refer to your Guide to benefits for more information.
Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-847-2869. Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees.
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.
With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
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Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and 20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.
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If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need — anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.
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Enjoy comprehensive, personalized assistance in dining, entertainment and travel'24 hours a day, 365 days a year.
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
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Redeem Rewards Dollars for a statement credit toward airline travel.
Cash 365™ American Express® Cardholders are eligible to receive up to $50,000 reimbursement for repair or replacement of a rented automobile as a result of damage or loss to the rented automobile anywhere in the United State and Canada. Coverage applies provided the entire rental fee for the rental automobile has been charged to your Cash 365™ American Express® Card. Certain exclusions, restrictions, and limitations apply.
You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Receive one free night at any Category 1'4 Hyatt hotel or resort every year after your cardmember anniversary. Plus, an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 in a calendar year.
Get an extra 24 months added to your warranty when you purchase items at least in part with your Citi card and/or ThankYou® Points. If your eligible item breaks, we’ll repair, reimburse or replace it, up to the amount charged on your Citi card and/or ThankYou® Points or up to $10,000 per item, whichever is less.
Get up to $300 with the Return Protection benefit on eligible items purchased entirely with your Cash 365™ American Express® Card. If a cardmember attempts to return an eligible item within ninety (90) days from the date of purchase and the merchant will not accept it in accordance with its return policies, you may be eligible for a refund.
10% off select credit card purchases at shopDisney.com.
If you experience an illness or emergency, while traveling or working anywhere in the world, call the benefits center for help, 24/7. You can also get medical and legal referrals, prescription assistance, travel planning and other services.
Save time and be more productive with early access to overheads bins.
"Unlock Savings: Simple Strategies To Reduce Your Credit Card Interest Charges"
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Credit cards are handy but the interest charges can add up quickly, especially if you carry a balance. However, there's a smart way to lower these charges and keep more money in your pocket.
Your credit card has a monthly billing cycle. During this time, all your purchases and any payments you make are tracked. After this cycle ends, you get a grace period (usually 21 to 25 days) where no interest is charged on new purchases if you've paid off last month's balance.
Pay off your balance before the grace period ends to avoid interest on new purchases. Better yet, pay it off before the billing cycle ends to lower the average daily balance and reduce the finance charges.
If you have multiple cards, pay off the ones with higher interest rates first. This is known as the Avalanche Method and it helps reduce your total interest charges.
Move balances from high-interest cards to ones with lower or even 0% introductory rates. This can save you a significant amount in interest over time. Read: Balance Transfers
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