Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3% cash back on U.S. online retail purchases, on up to $6,000 per year in purchases (then 1%)
3% cash back on gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%)
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles for every dollar spent on eligible purchases made directly with Delta
2X miles at U.S. supermarkets
2X miles at restaurants
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3X points at restaurants worldwide
6X points on hotels for eligible purchases at hotels participating in Marriott Bonvoy®.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2% back at gas stations
5% back at Amazon.com, Amazon Fresh with an eligible Prime membership
2% back at restaurants
5% back on Chase Travel purchases with an eligible Prime membership
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
3% cash back in categories you choose: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5% cash back on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
4X points on hotels
3X points on restaurants
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.