Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X points at U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points)
6X points on hotels for eligible purchases at hotels participating in Marriott Bonvoy®
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2 AAdvantage® miles for every $1 spent at restaurants, gas stations, and eligible American Airlines purchases.
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points on streaming services
2X points at grocery stores and grocery delivery
2X points at gas stations and EV charging stations
4X points on dining, takeout and restaurant delivery
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
5% cash back on your top eligible spend category each billing cycle up to $500 spent.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3% on drugstore purchases
5% cash back on Lyft rides through March 31, 2025
3% on dining at restaurants, including takeout and eligible delivery services
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2X miles for every $1 spent on gas, transit and streaming services purchases.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles for every dollar spent on eligible purchases made directly with Delta
2X miles at U.S. supermarkets
2X miles at restaurants
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
up to 2.5% cash back on your first $10,000 of qualifying eligible purchases
Annual fee
Recommended Credit
Welcome bonus
Rewards
3X points for every $1 spent on eligible net purchases at merchant locations in one of three categories chosen at the time of application: Day-to-day expenses – Including shipping providers, advertising agencies, utilities, office supply stores, telecom service/providers, and professional services businesses
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
2X points on travel
1X points on rent payments without the transaction fee up to 100,000 points each calendar year
3X points on dining
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5% cash back on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2% cash back on dining purchases. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
3% cash back in the category of your choice: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.