Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
4X points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
6X points per $1 spent on eligible purchases made at Hotels by Wyndham
6X points per $1 on qualifying gas purchases
4X points per $1 spent on dining
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Book through Capital One Travel to earn 10X on rental cars
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
2X points at restaurants
6X points on eligible JetBlue purchases
2X points at office supply stores
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
2X FunPoints® for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World’s Leading Cruise Lines
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
unlimited 5 miles per dollar on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X on groceries at U.S. supermarkets on up to $25,000 in purchases per year
4X at restaurants worldwide, on up to $50K in purchases
3X on flights booked directly with airlines or on amextravel.com
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
6X points per dollar on U.S. purchases for shipping
6X points per dollar on wireless telephone services purchases directly from U.S. service providers
12X points per dollar for purchases made directly with hotels and resorts in the Hilton portfolio
6X points per dollar on purchases at U.S. gas stations
6X points per dollar on purchases at U.S. restaurants
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X total points on travel
5X total points at gas stations
5X total points on dining
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2% back at gas stations
5% back at Amazon.com, Amazon Fresh with an eligible Prime membership
2% back at restaurants
5% back on Chase Travel purchases with an eligible Prime membership
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2X ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.