Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Wells Fargo
Welcome bonus
Rewards
4X points on hotels
3X points on restaurants
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
5% cash back on your top eligible spend category each billing cycle up to $500 spent.
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2% cash back on dining purchases. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
3% cash back in the category of your choice: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X points for each dollar spent on local transit and commuting, including rideshare
2X points for each dollar spent on select streaming
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
2X points at grocery stores
3X points on eligible JetBlue purchases
2X points at restaurants
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5% cash back on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Welcome bonus
Rewards
3% cash back when you check out with PayPal
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
unlimited 5X miles per dollar on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X on dining, takeout and restaurant delivery
2X on airlines, gas stations and EV charging stations or grocery stores - whichever you spend most on each monthly billing cycle
2X on qualifying charitable donations
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
2X points on travel
1X points on rent payments without the transaction fee up to 100,000 points each calendar year
3X points on dining
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles on Delta purchases made directly with Delta
2X miles on dining at restaurants, including takeout and delivery in the U.S.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
1.5X miles on every dollar spent on U.S. shipping
3X miles on every dollar spent on eligible purchases made directly with Delta
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.