Go Further With Your Credit!
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Welcome bonus
Rewards
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5X miles on cars booked through Capital One Travel
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X total points on select streaming services
3X total points on utilities
Up to 17X total points at IHG® Hotels and Resorts
That's 5X points with this card.
+ up to 10X points from IHG® for being an IHG One Rewards member.
+ up to 2X points from IHG® with Silver Elite Status, a benefit of this card.
3X total points on dining
3X total points at gas stations
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2% back at gas stations
5% back at Amazon.com, Amazon Fresh with an eligible Prime membership
2% back at restaurants
5% back on Chase Travel purchases with an eligible Prime membership
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
5X points per $1 spent on eligible purchases made at Hotels by Wyndham
2X points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
5X points per $1 spent on qualifying gas purchases
2X points per $1 spent on dining
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2X AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services, and eligible American Airlines purchases.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points on Lyft rides through March 31, 2025
3X points on select streaming services
3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
3X points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
6X points on dining at U.S. restaurants, including takeout and delivery
6X points on gas at U.S. gas stations
4X points U.S online retail purchases
12X points for eligible purchases at hotels and resorts in the Hilton portfolio
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2X miles for every $1 spent on gas, transit and streaming services purchases.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points on streaming services
2X points at grocery stores and grocery delivery
2X points at gas stations and EV charging stations
4X points on dining, takeout and restaurant delivery
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.