Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X miles per $1 spent on dining, including eligible delivery services
2X miles per $1 spent at office supply stores
2X miles per $1 spent at gas stations
2X miles per $1 spent on purchases from United® including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi and other United charges
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points per $1 on Lyft rides through March 31, 2025
3X points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year: Shipping purchases, Advertising purchases made with social media sites and search engines, Internet, cable and phone services, Travel
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X points for each dollar spent on local transit and commuting, including rideshare
2X points for each dollar spent on select streaming
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X points at U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points)
6X points on hotels for eligible purchases at hotels participating in Marriott Bonvoy®
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles on Delta purchases made directly with Delta
2X miles on dining at restaurants, including takeout and delivery in the U.S.
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
2X points on travel
1X points on rent payments without the transaction fee up to 100,000 points each calendar year
3X points on dining
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5X miles on cars booked through Capital One Travel
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2X miles for every $1 spent on gas, transit and streaming services purchases.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance
5% cash back on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
Welcome bonus
Rewards
5% Earnings on purchases of GM Genuine and ACDelco Parts, eligible accessories and paid Certified Service at authorized GM Dealers
3% Earnings on purchases at office supply stores
3% Earnings on purchases at restaurants
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.