With the cooler weather coming, it might be time to shift to online shopping. Why not maximize rewards while you're at it? Here’s a curated list of the top cards to use for online purchases.

1. U.S. Bank Shopper Cash Rewards Visa Signature Card

• Rewards: 6% cashback on two selected categories (up to $1,500 each quarter) including Amazon, Target, Walmart, and more.
• Annual Fee: $95 (waived first year)
• Key Consideration: After the annual fee, the effective cashback rate is around 4.4%.
• Get the Card

2. Blue Cash Everyday® Card from American Express

• Rewards: 3% cashback on U.S. online retail (up to $6,000 per year)
• Annual Fee: $0
• Ideal For: Consistent online retail spending without an annual fee.
• Get the Card

3. Bank Of America Customized Cash Rewards Credit Card

• Rewards: 3% cashback on a category of choice (e.g., online shopping, dining), 2% on groceries (up to $2,500 each quarter combined)
• Annual Fee: $0
• Best For: Flexible spending with multiple cashback categories.
• Get the Card

Cards with 2% Cashback on All Purchases

If you’re looking for a straightforward option, these cards offer 2% cashback universally.

4. Citi Double Cash® Card

• Rewards: 2% cashback on all purchases (1% when you buy + 1% when you pay)
• Annual Fee: $0
• Get the Card

5. American Express Blue Business Cash™ Card

• Rewards: 2% cashback (up to $50,000 annually, then 1%)
• Annual Fee: $0
• Get the Card

6. Blue Business® Plus Credit Card from American Express

• Rewards: 2 points per dollar on all purchases (up to $50,000 annually, then 1 point)
• Annual Fee: $0
• Get the Card

7. Capital One Spark Cash Plus

• Rewards: Unlimited 2% cashback on all purchases
• Annual Fee: $150
• Ideal For: High spenders seeking straightforward cashback.
• Get the Card

8. Ink Business Premier® Credit Card

• Rewards: 2.5% cashback on purchases over $5,000, 2% on others
• Annual Fee: $195
• Best For: Larger purchases with elevated cashback for high-value transactions.
• Get the Card

9. Capital One Venture X Rewards Credit Card

• Rewards: 2 points per dollar on all purchases (1–1.3 cents per point value)
• Annual Fee: $395
• Ideal For: Travelers who value point flexibility.
• Get the Card

Best Cards for Amazon.com

Prime Visa

• Rewards: 5% cashback on Amazon.com
• Annual Fee: $0
• Get the Card

Amazon Business Prime American Express Card

• Rewards: 5% cashback or 90-day payment terms on Amazon, AWS, and Whole Foods (with eligible Prime membership)
• Annual Fee: $0
• Get the Card

Whether you’re after cashback, points, or a mix of both, these cards offer a variety of benefits tailored for online shopping. Happy shopping and happy saving!