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U.S. Bank Perks+ Visa®
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U.S. Bank Perks+ Visa®
At a glance
Welcome Offer
Limited Time Offer
New Offer
All time high
Rewards

2X points at gas stations and EV charging stations

2X points at grocery stores, including grocery delivery

2X points at gas stations and EV charging stations

2X points at grocery stores, including grocery delivery

1X
Points on other purchases
Intro APR
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Balance Transfer Intro
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Regular APR
Annual Fee
$0
U.S. Bank Perks+ Visa®
Application Tips
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Application Inquires
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When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
Reward Terms
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Miscellaneous Benefits

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Travel Partners.
Points Transfer Partners
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Fees
Fees you may encounter as a cardmember
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Balance transfer Intro Offer
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Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.
Additional resources
Travel & Shopping
Top 9 Cards for Online Shopping
links to article
Financial Planning
Why Every Business Should Have a Line of Credit
links to article
Financial Planning
Unsecured Line Of Credit. What It Is And How To Get One
links to article
Travel & Shopping
The 9 Best Cards for Online Shopping
links to article