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U.S. Bank Cash+® Visa Signature®
Score Needed: Good to Excellent
U.S. Bank Cash+® Visa Signature®
At a glance
Welcome Offer

Earn a $250 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.

Limited Time Offer
New Offer
All time high
Rewards

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.

2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.

2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.

2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.

1X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$0
U.S. Bank Cash+® Visa Signature®
Thinking About 2 Cards?
Limit Increase
Credit Inquires
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Application Inquires
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report:

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
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Extra Redemption Value

Receive a new cardmember $0 fee offer* on ExtendPay Plans opened in the first 60 days after account opening.

Extra Redemption Value

Get your cash back as a statement credit, a rewards card, or directly deposited to your U.S. Bank checking or savings account. Flexible options designed to fit your needs.

Extra Redemption Value

Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
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Upgrade Your Wallet!
U.S. Bank Cash+® Visa Signature® Click learn more to see if you qualify

More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.