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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
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Score Needed: Good to Excellent
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
At a glance
Welcome Offer

For a limited time, earn 65,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases within the first 4 months of account opening.

Limited Time Offer
New Offer
All time high
Rewards

2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases.

2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases.

1X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
Annual Fee
$0 for the first 12 months then $99
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Unlock travel perks with the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®. Earn AAdvantage® miles on every purchase, enjoy a free checked bag, and save with preferred boarding. Benefit from no foreign transaction fees and special discounts on American Airlines flights. Perfect for business owners looking to maximize travel rewards and streamline expenses.

Application Tips
Get the best results with each application
Thinking About 2 Cards?

Notes: No direct line to the reconsideration department. They will usually only reconsider an application due to an error only.

Limit Increase
Credit Inquires
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Citi will usually pull your Experian credit report, sometimes Equifax, and sometimes Experian and Equifax (depending on your state, search your state in our credit card database)
Application Inquires Credit inquiries for all Personal Citi cards will be combined; also, credit inquiries for all Business Citi cards will be combined. Credit inquiries for Personal and Business card applications will not be combined.
Welcome Offer Eligibility:
Downgrade Options
Getting your card
Rescore your report: Executive call 605-331-1698 — 1-866-713-5028: Fax

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.
Reward Terms
No items found.

Priority Boarding

Save time and be more productive with early access to overheads bins.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your to any of the following Citi Travel Partners.
Points Transfer Partners
Ratio
Transfer Partner
Transfer Time
Ends
Type
No transfer partners found
Fees
Fees you may encounter as a cardmember
See Rates and Fees
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
foreign_transaction_fee

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Why We Like it

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Upgrade Your Wallet!
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Click learn more to see if you qualify
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links to card app page
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More questions? More answers.

What's the difference between a credit freeze and a credit lock on Experian?
There is no actual difference. By law, a freeze needs to be offered for free. Experian wants to charge you so they offer a freeze for free but for a lock they want you to pay a membership. They both do the same thing
Is it possible to reallocate my credit limit from a personal Chase card to a business card?
No, you can only transfer credit limits from personal to personal or from business to business within Chase.
Does obtaining a credit limit increase from Chase involve a credit check?
No, Chase does not pull credit for a credit limit increase.
Additional resources
Travel & Shopping
Top 9 Cards for Online Shopping
links to article
Financial Planning
Why Every Business Should Have a Line of Credit
links to article
Financial Planning
Unsecured Line Of Credit. What It Is And How To Get One
links to article
Travel & Shopping
The 9 Best Cards for Online Shopping
links to article