The American Express Business Platinum Card® isn’t just about luxury—it’s a powerhouse for those who need to manage big expenses while enjoying premium perks. Yes, there’s a $695 annual fee, but if you’re smart about using the card, the benefits can easily outweigh that cost.

Why the Business Platinum Card® Stands Out

This card is designed for those who want to enjoy premium perks, have the flexibility to swipe for large amounts, and make the most out of their travel experiences. Here’s how it can make your life easier and more enjoyable:

Access to Premium Lounges

Traveling can be exhausting, but with this card, you’ll have access to some of the best airport lounges around the world, like the Centurion Lounges and Priority Pass lounges. For instance, at the Centurion Lounge in Dallas/Fort Worth (DFW), you can grab a gourmet meal, while the Delta Sky Club in Atlanta (ATL) offers sleep pods for a quick nap. These perks aren’t just about comfort—they can turn layovers into something you actually look forward to.

• Centurion Lounges: Exclusive to American Express cardholders, these lounges offer premium amenities such as gourmet meals, premium cocktails, workspaces, and wellness rooms. Locations include major airports like New York (JFK), Miami (MIA), and Las Vegas (LAS).
• Priority Pass Lounges: You also get access to over 1,300 airport lounges worldwide through the Priority Pass network. These lounges offer complimentary refreshments, Wi-Fi, and, in some locations, showers or sleep pods, making your travel experience more comfortable and relaxing.

Travel Credits

Get up to $200 back each year on airline fees. This credit is perfect for covering incidental charges like checked baggage, in-flight refreshments, or seat upgrades on your selected airline. Essentially, these extras—like that extra bag or in-flight snack—don’t come out of your pocket.

Hotel Benefits

This card gives you Gold Elite status with both Marriott Bonvoy and Hilton Honors, making your hotel stays more affordable or enjoyable. Think late check-outs, room upgrades (when available), and even free breakfast—perks that can turn a regular stay into a much more pleasant experience. Plus, you’ll receive a $200 annual credit for prepaid stays at Fine Hotels + Resorts® or The Hotel Collection through Amex Travel.

• Marriott Bonvoy and Hilton Honors: With Gold Elite status, you enjoy perks like room upgrades, late checkouts, and bonus points on stays, which can translate into longer or more luxurious stays without extra cost.
• $200 Hotel Credit: This credit applies to prepaid bookings at luxury properties in the Fine Hotels + Resorts® network, where you can enjoy exclusive benefits like daily breakfast for two, guaranteed 4 PM late checkout, and potential room upgrades. The Hotel Collection offers similar perks but focuses on boutique or premium mainstream hotels, making it easier to find the perfect stay.

Global Entry or TSA PreCheck® Credit

If you travel often, you know how stressful airport security can be. The card covers the application fee for Global Entry ($100) or TSA PreCheck® ($78) every four years. These programs expedite your airport experience, letting you breeze through security and customs, making your travel smoother and more enjoyable.

Points Earning

You’ll earn 5X Membership Rewards points on flights and prepaid hotels booked through American Express Travel. Amex’s travel portal is packed with options, and you can often find extra savings or bonuses, like the current 25% transfer bonus to certain airline partners. It’s a great way to rack up points quickly, turning your business expenses into future travel opportunities.

The 35% Airline Bonus: Get More Out of Your Points

One of the most valuable perks of the Business Platinum Card® is the 35% Airline Bonus. Here’s how it works:

• Book Through Amex Travel: Use your Membership Rewards points to book any eligible flight through American Express Travel.
• Get 35% of Your Points Back: After booking, you’ll receive 35% of those points back, up to a maximum of 1,000,000 points per year. For example, if you use 100,000 points on a flight, you’ll get 35,000 points back, effectively lowering the cost to 65,000 points.
• Eligible Flights: This bonus applies to First and Business Class tickets on any airline, and for economy flights on one airline you choose each year. The rebate is usually credited to your account within 6-10 weeks, so it’s important to plan ahead.

Making the Most of the 35% Airline Bonus

Planning a trip? Here’s how you could save:

• New York to Paris (Business Class): Normally costs 100,000 points, but with the bonus, it’s like paying only 65,000 points.
• Los Angeles to Tokyo (First Class): A flight that usually requires 140,000 points would only cost 91,000 points after the rebate.

Final Thoughts

The American Express Business Platinum Card® is more than just a status symbol—it’s a tool that can enhance your travel, save you money, and help you manage significant expenses. Whether it’s enjoying a quiet moment in an airport lounge, getting free checked bags, or making your hotel stay more comfortable, this card has you covered. And with the 35% Airline Bonus, you’re getting even more value from your points, making that annual fee well worth it. If you’re ready to take your travel and spending to the next level, this card is a powerful ally.