Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Welcome bonus
Rewards
2X points at gas stations and EV charging stations
2X points at grocery stores, including grocery delivery
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
2X FunPoints® for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World’s Leading Cruise Lines
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X points at U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points)
6X points on hotels for eligible purchases at hotels participating in Marriott Bonvoy®
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points on Lyft rides through March 31, 2025
3X points on select streaming services
3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
3X points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X points for each dollar spent on dining at restaurants including takeout and eligible delivery services
3X points for each dollar spent at grocery stores
3X points for each dollar spent with Air Canada directly
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points for every $1 spent at gas stations.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2 Citi ThankYou Points per $1 spent on streaming services.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles on Delta purchases made directly with Delta
2X miles on dining at restaurants, including takeout and delivery in the U.S.
Annual fee
Recommended Credit
Welcome bonus
Rewards
3% cash back when you check out with PayPal
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
10X total points on hotels when you purchase travel through Chase after the first $300 is spent on travel purchases annually
3X points on dining at restaurants, including eligible delivery services, takeout, and dining out
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2% back at gas stations
5% back at Amazon.com, Amazon Fresh with an eligible Prime membership
2% back at restaurants
5% back on Chase Travel purchases with an eligible Prime membership
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.