Go Further With Your Credit!
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Citi
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
7X points for eligible purchases at hotels and resorts in the Hilton portfolio
5X points on dining At U.S. restaurants, including takeout and delivery
5X points on gas At U.S. gas stations
5X points on groceries At U.S. supermarkets
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
5X points per $1 spent on eligible purchases made at Hotels by Wyndham
2X points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
5X points per $1 spent on qualifying gas purchases
2X points per $1 spent on dining
Annual fee
Recommended Credit
Welcome bonus
Rewards
7X points for every $1 spent with GM
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
5x miles on eligible purchases at flyfrontier.com
2X miles on eligible restaurant purchases
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2X miles for every $1 spent on gas, shipping and rideshare purchases
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance
5% cash back on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points on streaming services
2X points at grocery stores and grocery delivery
2X points at gas stations and EV charging stations
4X points on dining, takeout and restaurant delivery
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles on every eligible dollar spent on purchases made directly with Delta
2X miles on every eligible dollar spent on purchases at U.S. shipping providers
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points per $1 at Restaurants
3X ThankYou® Points per $1 at Supermarkets
3X ThankYou® Points per $1 on Gas Stations and EV Charging Stations
10X ThankYou® Points per $1 spent on Attractions booked through CitiTravel.com
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
2X FunPoints® for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World’s Leading Cruise Lines
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
3X points across key categories, including dining at restaurants, gas stations, electric vehicle charging stations, popular streaming services, and travel. Get rewarded for your everyday spending, from dining in, take-out, catering, and delivery to gas, streaming your favorite content, and travel expenses like airfare, hotels, car rentals, and cruises.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.