Go Further With Your Credit!
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American Express
Welcome bonus
Rewards
2X miles for every dollar spent on eligible purchases made directly with Delta
2X miles at U.S. supermarkets
2X miles at restaurants
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3% back on U.S. purchases at Amazon Business, AWS, Amazon.com. Earn 3% Back on the first $120,000 in purchases each calendar year
2% back at U.S. gas stations, restaurants and on on wireless telephone services.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points for every $1 spent at gas stations.
2X ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points on Lyft rides through March 31, 2025
3X points on select streaming services
3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
3X points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
6% cash back on select U.S. streaming subscriptions.
3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
3% cash back at U.S. gas stations.
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
8X points per $1 spent on eligible purchases made at Hotels by Wyndham
5X points per $1 spent on eligible utility purchases
8X points per $1 spent on eligible purchases made on qualifying gas purchases
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
5% Earnings on purchases of GM Genuine and ACDelco Parts, eligible accessories and paid Certified Service at authorized GM Dealers
3% Earnings on purchases at office supply stores
3% Earnings on purchases at restaurants
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
10X Miles on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X points per $1 spent on local transit and commuting, including rideshare services
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2 Citi ThankYou Points per $1 spent on streaming services.
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
7X points for every $1 spent with GM
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
3X points across key categories, including dining at restaurants, gas stations, electric vehicle charging stations, popular streaming services, and travel. Get rewarded for your everyday spending, from dining in, take-out, catering, and delivery to gas, streaming your favorite content, and travel expenses like airfare, hotels, car rentals, and cruises.
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.